7 verified cards · Amex Membership Rewards
American Express
Membership Rewards transfers to ANA, Singapore, Air France/KLM, Delta, and Hilton — the deepest premium-cabin partner library in the US market.
All issuers
Currency
Amex Membership Rewards →Application rules
The quirks of how Amex approves cards. Read these before you apply — most denials are predictable.
- Once-per-lifetime bonus: each card welcome bonus is one-shot per Amex account. Pop-ups before applying are common.
- Membership Rewards points stay flexible only if you keep at least one MR-earning card open.
- Hilton transfer: 1:2 ratio plus periodic 25-50% bonuses make this the best value at full speed.
Transfer-partner highlights
- ✓ANA Mileage Club — JFK to Tokyo first class for ~110k MR via Virgin Atlantic
- ✓Singapore KrisFlyer — Suites and saver business
- ✓Hilton Honors — 1:2 ratio plus transfer bonuses
- ✓Air France/KLM Flying Blue — Promo Awards rotate monthly
7 verified Amex cards
Sorted by sign-up bonus value. Each card links to its full detail page with earning rates, benefits, and transfer examples.
The Platinum Card from Amex
175,000 points · $895 AF
$3,500
bonus value
American Express Gold Card
100,000 points · $325 AF
$2,000
bonus value
Marriott Bonvoy Business American Express Card
5 free nights (3 + 2 tiered) · $125 AF
$2,000
bonus value
Delta SkyMiles Platinum Business American Express Card
70,000 miles · $350 AF
$840
bonus value
Delta SkyMiles Reserve Business American Express Card
70,000 miles · $650 AF
$840
bonus value
Hilton Honors American Express Aspire
150,000 points · $550 AF
$750
bonus value
Hilton Honors American Express Business Card
130,000 points · $195 AF
$650
bonus value
Other issuers
JPMorgan Chase
Issuer of the Sapphire family and home of Ultimate Rewards, the most flexible bank-points currency for travelers in the US.
Citibank
ThankYou Points transfer to Turkish Miles&Smiles, Singapore KrisFlyer, and JetBlue. Underrated, especially for the Strata Premier earning structure.
Capital One
Venture and Spark families with simple 2x earning everywhere and growing transfer partner list including Turkish, Avianca, and Aeroplan.
Bilt Rewards
The only major card that earns points on rent with no transaction fee. Transfers 1:1 to Hyatt, United, AA, and Turkish.
Wells Fargo
Autograph family with strong 3x category earning and growing transfer partner list (Choice Hotels, Air France/KLM, Avianca).
Bank of America
Premium Rewards Elite ($550) is BoA's flagship. Best for clients with Preferred Rewards Platinum Honors status (75% earning boost).
Barclays US
Co-brand specialist. JetBlue Plus, Wyndham Earner, and AAdvantage Aviator (closing). Lost the AAdvantage exclusive to Citi in October 2025.
U.S. Bank
Altitude Reserve and Connect cards offer mobile-wallet-bonus earning rare elsewhere. Smith Travel Rewards transfers to a small but useful partner list.
Discover
Cash-back specialist with 5% rotating quarterly categories and matched first-year bonus that doubles earning. Now part of Capital One.