Blue Business Cash Card from American Express
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn a $250 statement credit after spending $3,000 in eligible purchases on the Card within the first 3 months of Card Membership (current public welcome offer per the American Express product page; welcome offers vary and you may not be eligible — occasionally elevated to $500 via targeted CardMatch / referral links).
The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.
Earning Rates
At a glance
- 2% cash back up to $50K/yr
- $0 annual fee
- 0% intro APR 12 months
- Auto-credited to statement
Earning rates
2- 2%
2% cash back automatically credited to your statement on all eligible purchases up to $50,000 per calendar year, then 1% cash back thereafter
- 1%
1% cash back on returns and credits
Statement credits
2- Amex Offers targeted statement credits and bonus offers
- $50Cash back vs Blue Business Plus
Cash back vs Blue Business Plus: same $50K annual 2X cap; this earns automatic statement credit cash back, the Plus earns transferable Membership Rewards points (~1.8c/pt transfer value)
Perks & memberships
3- No foreign feesNo foreign transaction fees on purchases made outside the U.S.
- Payment flexibilityPay Over Time: carry a balance with interest on eligible purchases of $100 or more
- Authorized usersFree Employee Cards earning at 2%/1% (counts toward primary cardholder's $50K annual cap)
Travel & purchase protections
4- Secondary Car Rental Loss and Damage Insurance (primary outside the U.S.)
- Purchase Protection up to $1,000 per occurrence, $50,000 per account per calendar year (90 days)
- Extended Warranty up to 1 additional year on warranties of 5 years or less
- Global Assist Hotline 24/7 when traveling 100+ miles from home
More benefits & fine print (1)ShowHide
- Expanded Buying Power: spend above your assigned credit limit on eligible one-time purchases
How we verified this card (3 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
How to Earn the Bonus
Spend $3,000 in the first 3 months to earn the $250 statement credit bonus.
See the Current Offer
Earn $250 statement credit
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
