Marriott Bonvoy Bevy American Express Card

Earning Rates

Key Benefits

All Benefits

• $250 annual fee on the Marriott Bonvoy Bevy American Express Card, with no first-year waiver disclosed on the issuer's Rates and Fees terms page (terms apply)
• Welcome offer commonly promoted at 135,000 Marriott Bonvoy bonus points after $5,000 in eligible purchases within the first 6 months of Card Membership, per the American Express issuer product page and Rates and Fees terms (welcome offer subject to change without notice; cardholders should verify the live offer on americanexpress.com before applying)
• Earn 6X Marriott Bonvoy points per dollar on eligible purchases at hotels participating in Marriott Bonvoy (the cobrand earns Bonvoy points directly, not transferable Amex Membership Rewards)
• Earn 4X Marriott Bonvoy points per dollar on the first $15,000 in combined eligible purchases each calendar year at restaurants worldwide and at U.S. supermarkets (after the cap, those purchases earn 2X), per the issuer's product page
• Earn 2X Marriott Bonvoy points per dollar on all other eligible purchases made on the Marriott Bonvoy Bevy American Express Card, with no cap on the 2X base earn
• Effective earn rate at participating Marriott Bonvoy properties can reach up to 19X total Bonvoy points per dollar when you stack the 6X card earn with the 10X base Bonvoy member earn plus the 25% Gold Elite bonus (effectively 2.5X) and any additional elite bonuses cardholders unlock through nights credit
• Complimentary Marriott Bonvoy Gold Elite status while you remain a Card Member (normally requires 25 elite nights per year), unlocking 25% bonus Bonvoy points on stays, complimentary room upgrades subject to availability (excluding select suites), 2 p.m. late checkout subject to availability, complimentary enhanced in-room internet, and a welcome gift at check-in (typically bonus points)
• 15 Elite Night Credits posted to your Marriott Bonvoy account each calendar year automatically, accelerating progress toward Platinum Elite (50 nights), Titanium Elite (75 nights), and Ambassador Elite (100 nights plus $23,000 USD qualified spend) tiers
• No foreign transaction fees on international purchases made with the Marriott Bonvoy Bevy American Express Card (the issuer does not add a foreign currency conversion surcharge)
• Secondary Car Rental Loss and Damage Insurance: when you use the Bevy Card to reserve and pay for the entire eligible rental and decline the rental company's collision damage waiver, coverage is provided as secondary to other applicable insurance (primary outside the U.S. when the cardholder has no other primary coverage), underwritten by AMEX Assurance Company subject to terms, conditions, and exclusions
• Trip Cancellation and Trip Interruption Insurance: when you charge an entire round-trip to the Bevy Card and a covered reason cancels or interrupts the trip, coverage is provided by New Hampshire Insurance Company (an AIG Company), subject to terms, conditions, and limitations published in the Card Member Agreement and Guide to Benefits
• Trip Delay Insurance: covers reasonable additional expenses (meals, lodging, toiletries) when a covered trip is delayed more than 6 hours, when the entire fare is charged to the Bevy Card, per the Guide to Benefits with caps published per covered trip
• Baggage Insurance Plan: provides secondary coverage for lost, damaged, or stolen checked or carry-on baggage when the entire common-carrier fare is charged to the Bevy Card, subject to per-bag and per-trip limits published in the Guide to Benefits
• Global Assist Hotline: 24/7 medical, legal, financial, or other select emergency coordination and assistance services for Amex Card Members traveling more than 100 miles from home (third-party service costs are the cardholder's responsibility, unlike Premium Global Assist on Platinum/Brilliant cards)
• Regular variable APR on purchases in the high-teens to high-twenties range, based on creditworthiness and other factors determined at the time of account opening, per the issuer's Rates and Fees terms page (cardholders should verify the live APR before applying)
• American Express acceptance at 99% of places in the United States that accept credit cards (per the February 2024 Nilson Report cited on Amex product pages), making the 2X base earn on non-bonus categories broadly usable
• Marriott Bonvoy points earned on the card do not expire as long as the Bonvoy account has any qualifying activity (earning or redeeming) at least once every 24 months, per Marriott Bonvoy program rules
• Marriott Bonvoy points transfer to most airline frequent flyer partners at a 3:1 ratio with a 5,000-mile bonus for every 60,000 points transferred under the standard Bonvoy program, giving Bevy cardholders effective access to dozens of airline partners via Bonvoy as well as direct hotel redemptions
• Air+Car Transfer Program: redeem Marriott Bonvoy points directly for flights and car rentals across hundreds of travel partners through Marriott (the program runs independently of Amex Membership Rewards transfers)
• Amex Offers: targeted enrollable statement-credit and bonus-points offers from merchants (dining, travel, retail, streaming) loaded to the card account, refreshed regularly and stackable with category bonuses
• Amex Experiences: access to Card Member-only ticket presales for theater, concerts, sporting events, and the By Invitation Only experiences program through American Express Experiences
• Pay Over Time / Plan It feature available to extend eligible purchases of $100 or more into fixed monthly installments with a flat fee in lieu of interest, giving cardholders cash-flow flexibility on the Marriott Bonvoy Bevy Card
• Marriott Bonvoy points are valued at approximately 0.7 cents per point in this catalog's standardized hotel-points methodology, so the 135,000-point welcome offer is worth roughly $945 in modeled redemption value (independent valuations from The Points Guy and Upgraded Points fall in the 0.7-0.84 cpp range)
• Eligibility note: American Express applies its one-bonus-per-product-lifetime rule (the 'once per lifetime' / family rule) to Marriott cobrand cards; cardholders who currently hold or have previously received a welcome offer on the Marriott Bonvoy Bevy, Brilliant, or other Marriott Amex consumer products may be ineligible for the welcome offer, as widely documented by One Mile at a Time and Frequent Miler
• Cross-product family rule: Amex also blocks the welcome offer for applicants who currently hold or have received a welcome offer in the prior 30/90-day window on certain Marriott Bonvoy Chase consumer products (Boundless, Bountiful), per Amex's published application terms and confirmed by Frequent Miler
• Marriott Bonvoy program covers over 30 brands including Ritz-Carlton, St. Regis, JW Marriott, W Hotels, Edition, Le Meridien, Westin, Sheraton, Marriott, Renaissance, Autograph Collection, Tribute Portfolio, Courtyard, Residence Inn, AC Hotels, Aloft, Element, Moxy, Four Points, SpringHill Suites, Fairfield, TownePlace Suites, Protea, and the Ritz-Carlton Yacht Collection, so all card spending earn and elite benefits apply across this footprint
• Card construction is plastic (not metal); the Bevy is positioned by Amex as the mid-tier Marriott consumer cobrand below the metal Brilliant ($650 AF) and above the no-annual-fee Bonvoy Bountiful / Bevy is the Amex mid-tier; Brilliant is the Amex premium tier
• Not offered on Bevy (unlike Brilliant): no Annual Free Night Award certificate is issued each year for the Bevy Card. The annual free night up to 85,000 points (with up to 25,000-point top-off) is a Marriott Bonvoy Brilliant Amex and Marriott Bonvoy Boundless Chase / Bountiful Chase benefit, not a Bevy benefit
• Not offered on Bevy (unlike Brilliant): no $300 annual restaurant dining credit, no $100 Ritz-Carlton or St. Regis property credit, no Priority Pass Select airport lounge membership, no Global Entry or TSA PreCheck application fee statement credit, and no automatic Platinum Elite status (Bevy delivers Gold Elite only)
• Not offered on Bevy (unlike Brilliant): no Earned Choice Award at high spend thresholds and no Premium Global Assist Hotline (Bevy has the standard Global Assist where third-party costs are the cardholder's responsibility)
• Keep-or-cancel test for the Bevy: independent reviewers (Upgraded Points, One Mile at a Time, The Points Guy) frame the card as best suited to cardholders who value the 6X earn at Marriott and the 4X earn at restaurants and U.S. supermarkets enough to justify the $250 annual fee on its own, since the Bevy lacks the Free Night Award that defines the keep-or-cancel math on Brilliant and the Chase Boundless / Bountiful