Hilton Honors American Express Aspire
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Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 on eligible purchases within your first 6 months. Current limited-time public offer; standard non-promotional offer reverts to 150,000 points for the same spend.
Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.
Earning Rates
At a glance
- Automatic Diamond status
- Free weekend night certificate
- $400 resort credit + $200 flight credit
- $209 CLEAR + $100 Conrad/Waldorf
Earning rates
1- 20%
Complimentary Hilton Honors Diamond status for as long as you remain a Card Member (Hilton's top published elite tier, providing 100% bonus on base points for 20 points per dollar on Hilton stays, complimentary breakfast or daily food and beverage credit at participating brands outside the U.S. and at qualifying U.S. brands, room upgrades when available including to select suites, executive lounge access where available, and 48-hour room guarantee)
Statement credits
10- $400Hilton Resort CreditTwice a year
Up to $200 in statement credits Jan-Jun and again Jul-Dec at Hilton Resorts. $400 annual cap.
- $200Flight CreditQuarterly
Up to $50 each quarter on eligible flight purchases booked directly with airlines or AmexTravel.com
- $209CLEAR Plus CreditYearly
Up to $209 in statement credits per calendar year for CLEAR Plus membership
- $100Conrad/Waldorf Astoria CreditYearly
Up to $100 on-property credit for qualifying charges at Waldorf Astoria and Conrad properties (2-night minimum, Aspire Card Benefit rate)
- $0Free Night RewardYearly
Free Weekend Night Reward annually (after account anniversary)
- $400Up to $400 annual Hilton Resort statement credit
Up to $400 annual Hilton Resort statement credit: up to $200 in statement credits semi-annually (January through June and again July through December) on eligible purchases made directly with participating Hilton Resorts; semi-annual buckets do not roll over and the credit posts after the eligible Resort charge is billed to the Card (refreshed structure effective 1/1/2024; previously $250 once per year)
- $200Up to $200 annual Flight Credit
Up to $200 annual Flight Credit: up to $50 in statement credits each calendar quarter (Q1 through Q4) on eligible flight purchases made directly with an airline or through AmexTravel.com (the Amex Travel App also counts); applies to actual airfare, not just incidental fees, which is a meaningful upgrade from the pre-2024 $250 airline-fee-only structure
- $209Up to $209 CLEAR Plus statement credit per calendar year on a CLEAR Plus membership (subject to auto-renewal) charged to the Card; covers the standard $209 CLEAR Plus annual membership cost in full at participating U.S. airports and stadiums
- $100Up to $100 on-property credit at participating Waldorf Astoria and Conrad hotels
Up to $100 on-property credit at participating Waldorf Astoria and Conrad hotels: covers eligible charges (such as dining, spa, or other property charges) when you book a minimum two-night paid stay through HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate, or by calling Hilton Honors at (855) 292-5757 with the proper booking; the credit applies once per stay at participating properties
- $50Access to American Express Travel via the Amex Travel App and AmexTravel
Access to American Express Travel via the Amex Travel App and AmexTravel.com (the same booking engine used to trigger the 7X flights earn rate and the $50 quarterly Flight Credit when used for airfare)
Perks & memberships
8- Authorized users$550 annual fee (raised from $450 in the October 2023 refresh that took effect for new applicants on 10/19/2023 and for existing cardholders at first renewal thereafter); authorized users carry no annual fee
- Free nightAnnual Free Night Reward redeemable at virtually any Hilton Honors property worldwide (no standard-room category cap and no published blackout dates); delivered with the first year of Card Membership and again every year after Card renewal (per the issuer's Featured Benefits page)
- Elite statusComplimentary National Car Rental Emerald Club Executive status (enrollment required through your American Express online account); benefits include Executive Aisle access to pick a nicer car (full-size and above reservations), one free rental day after every five paid days, and bonus Emerald Club credits
- No foreign feesNo foreign transaction fees on purchases made outside the United States
- Free nightHilton Honors 5th Night Free on Standard Room Award stays of 5+ nights paid with 100% Hilton Honors Points (a published Silver-and-above Honors benefit that Diamond Aspire holders automatically qualify for; effectively a 20% discount on long award stays)
- Elite statusHilton Honors Diamond MVP benefits include the Diamond 100% base-point bonus, MyWay perks (digital check-in, room selection, complimentary internet, fifth-night-free on points stays), and a 48-hour standard-room reservation guarantee (per Hilton Honors program terms that Aspire cardholders receive automatically)
- Payment flexibilityPay Over Time / Plan It: eligible cardholders can split purchases of $100 or more into fixed monthly installments with a fixed fee (no interest), giving Aspire some installment flexibility despite its charge-card heritage
- Authorized usersAuthorized Users (Additional Cards): no annual fee per authorized user, and each authorized user earns Hilton Honors points on their spending pooled to the primary cardholder's account
Travel & purchase protections
9- Trip Delay Insurance: up to $500 per covered trip when a covered trip is delayed more than 6 hours, limited to a maximum of 2 claims per Eligible Card per 12 consecutive months; the entire round-trip common carrier ticket must be charged to the Card
- Trip Cancellation and Interruption Insurance: up to $10,000 per trip and up to $20,000 per Eligible Card Account per 12 consecutive months for prepaid, non-refundable common carrier travel charged to the Card and canceled or cut short due to a covered reason
- Baggage Insurance Plan: coverage for checked and carry-on baggage when the full common-carrier ticket is purchased with the Card; up to $2,000 for checked baggage and up to $3,000 for carry-on baggage per covered person on the same trip ($10,000 maximum per covered trip), with separate sub-limits on high-risk items (jewelry, cameras, electronics)
- Car Rental Loss and Damage Insurance (secondary coverage): when you decline the rental company's CDW/LDW and charge the entire eligible rental to the Card, you receive secondary coverage for damage to or theft of a covered rental vehicle (secondary to your personal auto insurance; Amex does not provide primary CDW on Aspire, unlike the Premium Car Rental Protection add-on offered separately on Platinum)
- Cell Phone Protection: up to $800 per claim with a $50 deductible, up to 2 approved claims per 12-month period, covering damage or theft of an eligible cell phone when the wireless bill is paid with the Card; coverage starts the first day of the calendar month after the first eligible payment (added to Aspire in the 2024 refresh; lost phones and cosmetic damage are not covered)
- Purchase Protection: covers eligible new purchases for up to 90 days from the date of purchase against accidental damage, theft, or loss, up to $10,000 per occurrence and up to $50,000 per Card Account per calendar year
- Extended Warranty: extends an eligible U.S. manufacturer's warranty of 5 years or less by up to one additional year, up to $10,000 per item and up to $50,000 per Card Account per calendar year, when the item is charged in full to the Card
- Return Protection: if a U.S. merchant won't accept a return within 90 days of purchase, Amex refunds the purchase price up to $300 per item, with a $1,000 maximum per Card Account per calendar year
- Global Assist Hotline: 24/7 medical, legal, financial, and translation referrals plus emergency coordination when traveling more than 100 miles from home (cardholder pays third-party costs; coordination is free)
How we verified this card (6 sources)ShowHide
- americanexpress.com
- thepointsguy.com
- frequentmiler.com
- frequentmiler.com
- onemileatatime.com
- thepointsguy.com
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How to Earn the Bonus
Spend $6,000 in the first 6 months to earn the 175,000 points bonus.
Ready to Apply?
Earn 175,000 points
Apply NowAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
