10 issuers · Application rules + card lists
Credit Card Issuers
Each issuer has its own application rules and partner library. Read the right page before you apply. Most denials are predictable once you know the issuer's quirks (Chase 5/24, Amex once-per-lifetime, BoA Preferred Rewards).
33 cards· 33 verified
JPMorgan Chase
Issuer of the Sapphire family and home of Ultimate Rewards, the most flexible bank-points currency for travelers in the US.
Chase Ultimate Rewards
Issuer guide
22 cards· 22 verified
American Express
Membership Rewards transfers to ANA, Singapore, Air France/KLM, Delta, and Hilton, the deepest premium-cabin partner library in the US market.
Amex Membership Rewards
Issuer guide
10 cards· 10 verified
Citibank
ThankYou Points transfer to Turkish Miles&Smiles, Singapore KrisFlyer, and JetBlue. Underrated, especially for the Strata Premier earning structure.
Citi ThankYou Points
Issuer guide
12 cards· 12 verified
Capital One
Venture and Spark families with simple 2x earning everywhere and growing transfer partner list including Turkish, Avianca, and a transfer partner.
Capital One Miles
Issuer guide
4 cards· 4 verified
Bilt Rewards
The only major card that earns points on rent with no transaction fee. Transfers 1:1 to Hyatt, United, AA, and Turkish.
Bilt Points
Issuer guide
6 cards· 6 verified
Wells Fargo
Autograph family with strong 3x category earning and growing transfer partner list (Choice Hotels, Air France/KLM, Avianca).
Wells Fargo Rewards
Issuer guide
11 cards· 11 verified
Bank of America
Premium Rewards Elite ($550) is BoA's flagship. Best for clients with Preferred Rewards Platinum Honors status (75% earning boost).
BoA Travel Rewards
Issuer guide
11 cards· 9 verified
Barclays US
Co-brand specialist. JetBlue Plus, Wyndham Earner, and AAdvantage Aviator (closing). Lost the AAdvantage exclusive to Citi in October 2025.
Barclays Co-Brand Cards
Issuer guide
8 cards· 8 verified
U.S. Bank
Altitude Reserve and Connect cards offer mobile-wallet-bonus earning rare elsewhere. Smith Travel Rewards transfers to a small but useful partner list.
US Bank Smith Travel Rewards
Issuer guide
2 cards· 2 verified
Discover
Cash-back specialist with 5% rotating quarterly categories and matched first-year bonus that doubles earning. Now part of Capital One.
Discover Cashback Bonus
Issuer guide