Delta SkyMiles Platinum Business American Express Card
Referral link: RewardZ's founder earns card rewards if you are approved through this link. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Referral link: RewardZ's founder earns card rewards if you are approved through this link. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferApply and find out your welcome offer: as high as 100,000 bonus miles after you spend $10,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
Benefits and fees last verified May 2026against the issuer's published terms.
Up to 100,000 bonus Delta SkyMiles once $10,000 of purchases posts within your first 6 months of Card Membership; American Express shows the exact amount after you apply, and you may not be eligible for an offer. $350 annual fee.
- Annual fee
- $350
Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
Earning Rates
At a glance
- Annual companion cert
- Free bag for 9 travelers
- 3x at Delta and hotels
- $10/mo resy credit
Important considerations
- Annual fee to offset
This card carries a $350 annual fee. Make sure the credits and bonus categories you will actually use are worth more than that every year.
- High spend to earn the bonus
You must spend $10,000 within 6 months to earn the welcome bonus, which can be a stretch for lighter spenders.
Based on this card's terms last verified May 2026.
Earning rates
4- 3xflights
Earn 3 miles per dollar on eligible purchases made directly with Delta (including flights, vacation packages, in-flight purchases, Delta Vacations, and other Delta-coded transactions) per the American Express 'Earn Miles on Eligible Purchases' panel for the Delta SkyMiles Platinum Business Card
- 3xlodging
Earn 3 miles per dollar on eligible purchases made directly with hotels (one of the differentiating earn categories vs the Gold Business and Reserve Business tiers; the Reserve Business does not earn the same hotel bonus and the Gold Business earns at a lower rate)
- 1.5xlodging
Earn 1.5 miles per dollar on eligible transit purchases (including taxicabs, rideshares, and more), at U.S. shipping providers, and on single eligible purchases of $5,000 or more, capped at $100,000 in combined eligible 1.5x purchases per calendar year; if a purchase qualifies for a category with a higher mileage accelerator (such as 3x Delta or 3x hotels), only the higher accelerator applies
- 1xeverything else
Earn 1 mile per dollar on all other eligible purchases made with the Card
Statement credits
3- $120Resy CreditMonthly
$10/month statement credit at U.S. resy restaurants
- $200Delta Stays CreditYearly
Up to $200/year in statement credits on prepaid hotel and vacation rental bookings via Delta Stays.
- $120Up to $120 Rideshare Credit annually
Up to $120 Rideshare Credit annually: earn up to $10 back each month in statement credits after you use the enrolled Delta SkyMiles Platinum Business Card to pay for U.S. rideshare purchases with select providers (enrollment required); the Amex product page positions this as 'up to $120 back annually'
Perks & memberships
13- Airline perkAnnual Companion Certificate after Card renewal: receive a Companion Certificate on a Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card; the Companion Certificate requires payment of government-imposed taxes and fees between $22 and $250 for itineraries with up to four flight segments, and Delta Basic experiences are not eligible (note: the Platinum Business Companion Certificate is restricted to Delta Main fares, unlike the Reserve Business which includes Delta First, Delta Comfort, and Delta Main)
- Elite statusMQD Headstart: receive $2,500 in Medallion Qualification Dollars each Medallion Qualification Year automatically, which is halfway to Silver Medallion status ($5,000 MQDs)
- Status earningMQD Boost: earn $1 MQD for each $20 of eligible purchases on the Card in a calendar year, accelerating progress toward Silver, Gold, Platinum, and Diamond Medallion status next Medallion Year (note: the Platinum Business earns at $1 MQD per $20, whereas the Reserve Business earns at the faster $1 MQD per $10 rate)
- Status earningStatus Boost reference: Delta's elite Medallion program is now MQD-only as of 2024; the Platinum Business contributes to Medallion qualification via MQD Headstart and MQD Boost rather than legacy Medallion Qualification Mile (MQM) accruals
- Airline perkTake 15% Off Award Travel (TakeOff 15): Delta SkyMiles Platinum Business Card Members save 15% when using miles to book Award Travel on Delta-operated flights through delta.com and the Fly Delta app; the discount is reflected automatically at booking and is not applicable to partner-operated flights or to taxes and fees
- Airline perkFirst checked bag free on Delta-operated flights worldwide for the cardholder and up to 8 travel companions in the same reservation; Basic Card Members can also check the second bag free on domestic Delta flights, saving up to $70 round-trip per person on a 9-passenger itinerary (the Amex product page promotes the family-of-four example at up to $280 in round-trip savings)
- Airline perkMain Cabin 1 priority boarding on Delta-operated flights (TPG and the third-party press describe this as 'Zone 5 Priority Boarding'), so the cardholder boards earlier and has a better shot at overhead bin space
- Airline perk20% savings on eligible Delta in-flight purchases (food, beverages, and audio headsets) on Delta-operated flights, refunded as a statement credit on the Card used
- Airline perkComplimentary Upgrade priority: if you are not a Medallion Member, Delta SkyMiles Platinum Business Card Members with an eligible ticket are added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members; if you are a Medallion Member, your Medallion tier still drives upgrade order, with the Card improving sub-tier positioning
- No foreign feesNo foreign transaction fees on purchases made outside the United States with the Delta SkyMiles Platinum Business Card
- Status earningEmployee Cards: add Employee Delta SkyMiles Platinum Business Cards (each at an additional annual fee) so team spend earns additional miles, contributes to MQD Boost, and shares core business benefits; the Basic Card Member retains responsibility for all charges
- Payment flexibilityPay Over Time and Pay It Plan It flexibility: eligible Card Members can move charges to a separate balance with interest, or split eligible purchases of $100 or more into fixed monthly payments with a fixed monthly fee (no interest) using Plan It
- ExperiencesAmex Offers and Amex Experiences: enroll in targeted Amex Offers for statement credits and bonus miles at business and travel merchants, plus access to American Express Experiences (presale tickets, cardholder-only events, and Resy Global Dining Access)
Travel & purchase protections
8- Trip Delay Insurance: when a round-trip is paid for entirely with the Card and a covered reason delays your trip more than 6 hours, certain additional expenses charged to the same Card can be reimbursed up to $300 per trip, with a maximum of 2 claims per Eligible Card per 12 consecutive month period (coverage provided by New Hampshire Insurance Company, an AIG Company; the $300 limit is the standard Amex tier, below the $500 Premium Cards tier carried by the Reserve Business)
- Trip Cancellation and Interruption Insurance: when a round-trip is paid for entirely with the Card and a covered reason cancels or interrupts the trip, non-refundable travel expenses purchased with the same Card can be reimbursed up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period
- Baggage Insurance Plan: when the entire fare for a Common Carrier Vehicle ticket (plane, train, ship, or bus) is purchased with the Card, baggage can be covered for lost, damaged, or stolen Baggage in excess of the common carrier's coverage, with up to $1,250 for carry-on baggage and up to $500 for checked baggage (this is the standard Amex Baggage Insurance Plan tier on the Platinum Business; the Reserve Business carries the higher $2,000 checked / $3,000 combined / $3,000 per-trip Premium tier)
- Purchase Protection: charges of covered purchases on the Card can be protected for up to 90 days from the Covered Purchase date against theft or accidental damage, limited up to $1,000 per Covered Purchase and up to $50,000 per Card Member account per calendar year (the Platinum Business carries the standard Amex Purchase Protection tier; the Reserve Business carries the higher $10,000-per-purchase Premium tier)
- Extended Warranty: extends the terms of the original U.S. manufacturer's warranty on Covered Purchases in the U.S., applicable to warranties of 5 years or less, with standard Amex per-claim and annual maximums
- Cell Phone Protection: be reimbursed for the lesser of repair or replacement cost of a damaged or stolen cell phone, up to $800 per claim, with a $50 deductible per approved claim and up to 2 approved claims per 12-month period, when the cell phone line is listed on a wireless bill and the prior month's wireless bill was paid with the Eligible Card Account
- Global Assist Hotline: 24/7 access to medical, legal, financial, and other select emergency coordination and assistance services when traveling more than 100 miles from home (third-party costs are paid by the cardholder; Amex's coordination service is complimentary; the Reserve Business steps up to the 'Premium Global Assist Hotline' tier which can cover emergency medical transportation at no cost if approved and coordinated by Premium Global Assist)
- Dispute Resolution: if there is a fraudulent or incorrect charge on the statement, American Express works with the cardholder to help resolve the issue
More benefits & fine print (1)ShowHide
- $350 annual fee (current post-2024-refresh fee, captioned '$350 Annual Fee' on the American Express product page); additional Employee Delta SkyMiles Platinum Business Cards are also available for an additional annual fee per Card
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
How we verified this card (3 sources)ShowHide
Sources last reviewed Nov 2026.
Spotted something off? Report an issue. Read our verification methodology.
How to Earn the Bonus
Spend $10,000 in the first 6 months to earn a bonus of up to 100,000 miles.
See the Current Offer
Earn up to 100,000 miles
View OfferReferral link: RewardZ's founder earns card rewards if you are approved through this link. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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