
Delta SkyMiles Platinum Amex

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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn 90,000 bonus miles after spending $4,000 in the first 6 months.
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
Earning Rates
At a glance
- Companion certificate annually
- 3x on Delta + hotels
- Free checked bag
- Main Cabin 1 priority
Earning rates
6- 3xflights
Earn 3 miles per dollar on eligible purchases made directly with Delta (including Delta-marketed flights, Delta Vacations packages, Delta in-flight purchases, and other Delta-coded transactions)
- 3xlodging
Earn 3 miles per dollar on eligible purchases made directly with hotels (this is the differentiating earn category that the no-annual-fee Delta SkyMiles Blue and the Delta SkyMiles Gold do not offer at this tier)
- 2xdining
Earn 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S.
- 2xgroceries
Earn 2 miles per dollar at U.S. supermarkets
- 2xdining
Combined 2x dining + 2x U.S. supermarket bonus is capped at $50,000 in eligible purchases per calendar year (above $50,000 these categories earn the base 1x rate; the cap is documented in the American Express benefit terms for the refreshed Delta SkyMiles Platinum card)
- 1xeverything else
Earn 1 mile per dollar on all other eligible purchases on the Card
Transfer partners
1Statement credits
7- $120Resy CreditMonthly
Up to $10/month in statement credits on eligible Resy purchases at participating U.S. Resy restaurants (enrollment required; no rollover)
- $120Rideshare CreditMonthly
Up to $10/month in statement credits on eligible U.S. rideshare purchases with select providers (enrollment required; no rollover)
- $150Delta Stays CreditYearly
Up to $150 annual statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com
- $120Up to $120 Resy Credit annually
Up to $120 Resy Credit annually: earn up to $10 per month in statement credits on eligible Resy purchases at participating U.S. Resy restaurants when you pay with the enrolled Delta SkyMiles Platinum Card (enrollment required; the credit does not roll over month to month, so unused months are forfeited)
- $120Up to $120 Rideshare Credit annually
Up to $120 Rideshare Credit annually: earn up to $10 back each month in statement credits after you use the enrolled Delta SkyMiles Platinum Card to pay for eligible U.S. rideshare purchases with select providers (enrollment required; the Amex product page positions this as 'up to $120 back annually' with the same monthly structure)
- $150Up to $150 Delta Stays Credit annually
Up to $150 Delta Stays Credit annually: receive an annual statement credit of up to $150 after using the Delta SkyMiles Platinum Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com (the Personal Platinum tier sits below the Reserve's $200 Delta Stays credit and the Reserve Business's $200 Delta Stays credit)
- 20% savings on eligible Delta in-flight purchases (food, beverages, and audio headsets) on Delta-operated flights, refunded as a statement credit on the Card used for the purchase
Perks & memberships
10- Airline perkAnnual Companion Certificate after Card renewal: receive a Companion Certificate each year after Card renewal for a Delta Main Cabin round-trip flight in the 48 contiguous United States, Alaska, Hawaii, Puerto Rico, the U.S. Virgin Islands, Canada, the Caribbean, or Central America; the Companion ticket requires payment of government-imposed taxes and fees between $22 and $250 for itineraries with up to four flight segments, and Delta Basic experiences are not eligible (the certificate frequently delivers $300+ in face value on transcontinental Main Cabin pairs and is widely cited as the single benefit that justifies the annual fee for a once-a-year traveling couple)
- Elite statusMQD Headstart: receive $2,500 in Medallion Qualification Dollars each Medallion Qualification Year automatically, providing a head start toward Silver Medallion status ($5,000 MQDs)
- Status earningMQD Boost: earn $1 MQD for each $20 of eligible purchases on the Card in a calendar year, accelerating progress toward Silver, Gold, Platinum, and Diamond Medallion status the following Medallion Year (the Personal Platinum boost rate matches the Personal Gold rate and is half the Personal Reserve's faster $1 per $10 rate)
- Status earningStatus Boost reference: Delta's elite Medallion program is MQD-only as of 2024 (legacy Medallion Qualification Miles and Medallion Qualification Segments were retired); the Platinum contributes to Medallion qualification via MQD Headstart and MQD Boost rather than legacy MQM accruals
- Airline perkTake 15% Off Award Travel (TakeOff 15): Delta SkyMiles Platinum Card Members save 15% when using miles to book Award Travel on Delta-operated flights via delta.com and the Fly Delta app; the discount is reflected automatically at booking and does not apply to partner-operated flights or to taxes and fees
- Airline perkFirst checked bag free on Delta-operated flights worldwide for the cardholder and up to 8 travel companions on the same reservation when the Card is used to pay the fare (Amex's standard family-of-four example markets the benefit as up to $280 in round-trip baggage savings, and the Platinum extends the perk to as many as 8 companions per reservation)
- Airline perkMain Cabin 1 priority boarding on Delta-operated flights (TPG, NerdWallet, and other third-party press also describe this as 'Zone 5 Priority Boarding'), so the cardholder boards earlier and has a better chance at overhead bin space
- Airline perkComplimentary Upgrade priority: if you are not a Medallion Member, Delta SkyMiles Platinum Card Members on an eligible ticket are added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members; if you are a Medallion Member, your Medallion tier still drives upgrade order while the Card improves sub-tier positioning
- No foreign feesNo foreign transaction fees on purchases made outside the United States with the Delta SkyMiles Platinum Card (a critical feature for international Delta and Delta partner itineraries)
- Payment flexibilityPay Over Time and Plan It flexibility: eligible Card Members can move charges to a separate balance with interest (Pay Over Time), or split eligible purchases of $100 or more into fixed monthly payments with a fixed monthly fee and no interest (Plan It)
Travel & purchase protections
6- Trip Delay Insurance: when a round-trip is paid for entirely with the Card and a covered reason delays your trip more than 6 hours, certain additional expenses charged to the same Card can be reimbursed up to $300 per trip, with a maximum of 2 claims per Eligible Card per 12 consecutive month period (coverage underwritten by New Hampshire Insurance Company, an AIG Company; this is the standard Amex tier, below the Reserve's $500 Premium tier)
- Trip Cancellation and Interruption Insurance: when a round-trip is paid for entirely with the Card and a covered reason cancels or interrupts the trip, non-refundable travel expenses purchased with the same Card can be reimbursed up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period
- Baggage Insurance Plan: when the entire fare for a Common Carrier Vehicle ticket (plane, train, ship, or bus) is purchased with the Card, baggage can be covered for lost, damaged, or stolen baggage in excess of the common carrier's coverage, up to $1,250 for carry-on baggage and up to $500 for checked baggage (standard Amex tier on the Platinum personal card; the Reserve carries the higher Premium tier)
- Purchase Protection: charges of covered purchases on the Card can be protected for up to 90 days from the Covered Purchase date against theft or accidental damage, limited up to $1,000 per Covered Purchase and up to $50,000 per Card Member account per calendar year
- Extended Warranty: extends the terms of the original U.S. manufacturer's warranty on Covered Purchases in the U.S., applicable to warranties of 5 years or less, with standard Amex per-claim and annual maximums
- Global Assist Hotline: 24/7 access to medical, legal, financial, and other select emergency coordination and assistance services when traveling more than 100 miles from home (third-party costs paid by the cardholder; Amex's coordination service is complimentary; the Reserve steps up to the 'Premium Global Assist Hotline' tier which can cover emergency medical transportation at no cost when approved and coordinated by Premium Global Assist)
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See the Current Offer
Earn 90,000 miles
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