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Marriott Bonvoy Bountiful

Chase Ultimate Rewards
Chase|Personal
4/5
Annual Fee
$250
Sign-Up Bonus
85,000 Bonus Points

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$250
Welcome offer
85,000 Bonus Points
Best for
Hotel

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

View Offer

Earn 85,000 bonus points after spending $5,000 in the first 3 months.

Benefits and fees last verified Jun 2026against the issuer's published terms.

Welcome offer, as last checked

85,000 Marriott Bonvoy points once $4,000 of spend posts within your first 3 months. $250 annual fee.

Annual fee
$250
Offer checked: Aug 5, 2026Issuer-verifiedhigh confidence

Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.

Our Take

Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.

Earning Rates

6x
marriott hotels
4x
groceries dining first 15000
2x
other

At a glance

  • 50k free night cert
  • Gold status
  • 6x at Marriott
  • Platinum at $60k spend

Important considerations

  • Annual fee to offset

    This card carries a $250 annual fee. Make sure the credits and bonus categories you will actually use are worth more than that every year.

Based on this card's terms last verified Jun 2026.

Marriott Bonvoy Bountiful

Chase

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$250 annual feeIssuer check 2026-08-05

85,000 Marriott Bonvoy points once $4,000 of spend posts within your first 3 months. $250 annual fee. (85,000 points, after $4,000 of spend in 3 months, issuer-verified 2026-08-05)

  • Annual fee to offset. This card carries a $250 annual fee. Make sure the credits and bonus categories you will actually use are worth more than that every year.

Computed 2026-08-25T22:27:10.713Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

4
  • 6x
    lodging

    Earn 6X Marriott Bonvoy points per $1 spent on qualifying purchases at hotels participating in Marriott Bonvoy when paid directly to the property with the Bountiful card

  • 4x
    dining

    Earn 4X Marriott Bonvoy points per $1 on the first $15,000 in combined annual calendar-year purchases at grocery stores and at restaurants (including takeout and eligible delivery services); the 4X rate is delivered as 2X base + 2X category bonus, and after the $15,000 combined cap purchases in these categories revert to the 2X base rate

  • 2x
    everything else

    Earn 2X Marriott Bonvoy points per $1 on all other purchases with no cap, so the card is a 2X catch-all on non-bonus spend

  • 10x

    Stacking Bonvoy member earn at Marriott properties: cardholders also receive 10X Bonvoy base points as a Marriott Bonvoy member plus 2.5X (25%) Gold Elite bonus on base points, taking total earn on direct Marriott spend with the Bountiful card to 18.5X Bonvoy points per $1 at most participating brands

Transfer partners

1
Free Night Awards earned on the Bountiful card expire 12 months from issuance, are non-transferable, cannot be combined with cash, and may be topped off with Marriott Bonvoy points from the cardholder's account at redemption per standard Marriott Free Night Award rules; resort fees and incidentals still apply

Statement credits

1
  • $23,000
    15 Elite Night Credits deposited automatically into the cardholder's Marriott Bonvoy account each calendar year (and within 60 days of account opening for new cardmembers), counting toward Marriott Bonvoy elite-tier thresholds (Silver 10 nights, Gold 25, Platinum 50, Titanium 75, Ambassador 100 nights + $23,000 qualified spend)

Perks & memberships

3
  • Elite statusAutomatic complimentary Marriott Bonvoy Gold Elite status each calendar year while the Bountiful account is open and in good standing, delivering a 25% bonus on Bonvoy base points earned during stays, enhanced room upgrade subject to availability, 2 p.m. priority late checkout subject to availability, and a welcome gift (points or amenity) at participating brands
  • No foreign feesNo foreign transaction fees on purchases made outside the United States, so the card is usable internationally on Marriott stays without any currency-conversion surcharge
  • Free nightAuthorized users at no additional annual fee, with all authorized-user spend pooling into the primary cardmember's Marriott Bonvoy account and counting toward the $4,000 / 3-month welcome-spend requirement and the $15,000 / calendar-year Free Night Award threshold

Travel & purchase protections

4
  • Baggage Delay Insurance: reimburses essential purchases (toiletries, clothing) when a covered passenger's baggage is delayed more than 6 hours by a common carrier, up to $100 per day for a maximum of 5 days, when the common-carrier fare is charged to the Bountiful card
  • Lost Luggage Reimbursement: covers up to $3,000 per covered traveler for repair or replacement of checked or carry-on baggage lost, damaged, or stolen by a common carrier during a covered trip; New York residents are limited to $2,000 per bag and $10,000 per trip aggregate
  • Trip Delay Reimbursement: if common-carrier travel is delayed more than 12 hours or requires an overnight stay, reimburses unreimbursed expenses such as meals and lodging when the common-carrier fare is charged to the Bountiful card
  • Purchase Protection: covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per claim when the purchase is made with the Bountiful card
More benefits & fine print (2)Show
  • Chase Offers: targeted statement-credit and bonus-point promotions for purchases at select merchants, activated in the Chase mobile app or online account and available across Chase consumer credit cards including the Bountiful
  • Marriott Bonvoy points earned on the Bountiful card do not expire as long as the cardholder's Bonvoy account has any qualifying earning or redemption activity at least once every 24 months

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

How we verified this card (3 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $4,000 in the first 3 months to earn the 85,000 Bonus Points bonus.

See the Current Offer

Earn 85,000 Bonus Points

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Use this for a trip

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