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Marriott Bonvoy Boundless

Marriott Bonvoy Boundless

Chase Ultimate Rewards
Chase|Personal
3.9/5
Annual Fee
$95
Sign-Up Bonus
4 Free Night Awards
Bonus Value
$1,580

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$95
Welcome offer
4 Free Night Awards
Est. value
$1,580
Best for
Hotel
2 statement credits you can track below.

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

View Offer

Earn 4 Free Night Awards (each redeemable for a one-night stay at Marriott Bonvoy properties up to 50,000 points) after spending $3,000 on purchases within the first 3 months from account opening.

Benefits and fees last verified Jun 2026against the issuer's published terms.

Our Take

One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.

Earning Rates

6x
marriott
3x
gas groceries dining first 6000
2x
other

At a glance

  • Free night award annually
  • 15 elite qualifying nights
  • 6x at Marriott properties
  • Silver Elite status

Marriott Bonvoy Boundless

Chase

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$95 annual feeIssuer check 2026-08-21

No publishable welcome offer (no-current-offer).

Computed 2026-09-01T00:09:39.534Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

2
  • 3x
    dining

    Earn 3X Marriott Bonvoy points per $1 on the first $6,000 in combined annual purchases each calendar year at grocery stores, gas stations, and on dining (including takeout and eligible delivery services); purchases above the $6,000 combined cap earn the 2X base rate

  • 2x
    everything else

    Earn 2X Marriott Bonvoy points per $1 on all other eligible purchases made with the Marriott Bonvoy Boundless Credit Card with no cap

Transfer partners

1
Air+Car Transfer Program: redeem Marriott Bonvoy points directly for flights and car rentals across hundreds of travel partners worldwide through Marriott; Bonvoy also transfers to 40+ airline partners at a 3:1 ratio with a 5,000-mile bonus for every 60,000 Bonvoy points transferred under the standard Marriott program

Statement credits

4
  • $0
    Free Night AwardYearly

    Free night award at Marriott properties (up to 35,000 points) after account anniversary

  • $100
    Airline Incidental CreditTwice a year

    Up to $100 in statement credits ($50 semi-annually) after spending $500 on eligible airline purchases, through June 30, 2027.

  • $23,000
    Receive 15 Elite Night Credits toward Marriott Bonvoy Elite status each calendar year automatically as a Boundless cardholder, accelerating the path to Silver (10 nights), Gold (25 nights), Platinum (50 nights), Titanium (75 nights), and Ambassador (100 nights + $23,000 USD qualified spend) tiers; Elite Night Credits from the Boundless card stack with those from a second Marriott cobrand and from paid stays
  • $25
    Visa Signature card network benefits

    Visa Signature card network benefits: complimentary 24/7 Visa Signature Concierge service, Visa Signature Luxury Hotel Collection access (room upgrade when available, complimentary in-room Wi-Fi, complimentary continental breakfast, $25 food/beverage credit, late checkout, VIP guest status), Roadside Dispatch pay-per-use roadside assistance with no membership required, and travel and emergency assistance services for legal and medical referrals

Perks & memberships

7
  • Free nightFree Night Award every account anniversary year: receive 1 Free Night Award (redeemable for a one-night stay at a Marriott Bonvoy property with a redemption level at or under 35,000 Marriott Bonvoy points) each year after your account anniversary; certificate expires 12 months after issuance, and resort fees and incidentals still apply at participating properties
  • Elite statusAutomatic complimentary Marriott Bonvoy Silver Elite status while your Boundless account is open and in good standing, delivering a 10% bonus on the 10X Marriott Bonvoy member base earn rate at participating hotels, priority late checkout subject to availability, dedicated Elite member reservation line, and ultimate reservation guarantee
  • No foreign feesNo foreign transaction fees on purchases made outside the United States with the Marriott Bonvoy Boundless Credit Card, making it usable on international Marriott stays without any currency conversion surcharge
  • Hotel benefitMarriott Bonvoy member rates and free in-room Wi-Fi at participating Marriott Bonvoy hotels worldwide when booked through Marriott direct channels, both of which are unlocked simply by being a Bonvoy member and stack with the card's earning and elite benefits
  • Free nightFree Night Awards (both the anniversary night and welcome-offer nights) can be topped off with up to 25,000 additional Marriott Bonvoy points (raised from 15,000 effective March 12, 2026) from your account at the time of redemption, letting you apply a 35,000-point or 50,000-point certificate at a property whose standard redemption rate slightly exceeds the certificate cap
  • Payment flexibilityChase Pay Over Time / My Chase Plan: eligible cardmembers can break up purchases of $100 or more into fixed monthly payments with a flat monthly fee instead of interest, providing cash-flow flexibility on the Boundless card
  • Status earningAuthorized users at no additional annual fee: add additional cards for family or household members so all spend pools into the same Marriott Bonvoy account and counts toward the $6,000 / 3-month welcome-offer spend, the $35,000 Gold-status spend threshold, and the $15,000 milestone bonuses

Travel & purchase protections

5
  • Baggage delay insurance: reimbursement for essential purchases (toiletries, clothing) when a covered passenger's baggage is delayed more than 6 hours by a common carrier, up to $100 per day for a maximum of 5 days, per the Chase Guide to Benefits for the Boundless card
  • Lost luggage reimbursement: coverage when checked or carry-on luggage is lost or damaged by a common carrier while you are a ticketed passenger, up to $3,000 per covered traveler, when the entire common-carrier fare is charged to the Boundless card
  • Trip cancellation and trip interruption insurance: reimbursement of up to $5,000 per person and $10,000 per trip for non-refundable pre-paid passenger fares when a trip is canceled or cut short by a covered reason (sickness, severe weather, etc.), when the common-carrier fare is charged to the Boundless card
  • Purchase protection: covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per claim and up to $50,000 per account, when purchased with the Marriott Bonvoy Boundless card
  • Extended warranty protection: extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less, when the eligible item is purchased with the Boundless card
More benefits & fine print (2)Show
  • Marriott Bonvoy points earned on the Boundless card do not expire as long as the Bonvoy account has any qualifying activity (earning or redeeming) at least once every 24 months, per Marriott's program rules
  • Chase Offers: targeted statement-credit and bonus-point promotions for purchases at select merchants, activated within the Chase mobile app or online account and available across Chase consumer credit cards including the Boundless

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

How we verified this card (7 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $3,000 in the first 3 months to earn the 4 Free Night Awards bonus.

See the Current Offer

Earn 4 Free Night Awards

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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