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Wyndham Rewards Earner Plus Card

Wyndham Rewards Earner Plus Card

Barclays Arrival
Barclays|Personal
4.1/5
Annual Fee
$95
Sign-Up Bonus
45,000 points
Bonus Value
$450

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$95
Welcome offer
45,000 points
Est. value
$450
Best for
Hotel
1 statement credit you can track below.

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

View Offer

Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days, which Barclays headlines as up to 100,000 bonus points.

Benefits and fees last verified May 2026against the issuer's published terms.

Our Take

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Earning Rates

6x
wyndham
4x
dining
4x
groceries
4x
travel
1x
other

At a glance

  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries

Wyndham Rewards Earner Plus Card

Barclays

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$95 annual feeIssuer check 2026-08-19

No publishable welcome offer (no-current-offer).

Computed 2026-09-18T23:03:35.620Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

3
  • 6x
    lodging

    Earn 6 points per $1 spent on eligible purchases made at Hotels by Wyndham (any of the Wyndham brands such as Days Inn, Super 8, La Quinta, Wyndham Garden, Wyndham Grand, etc.) and on qualifying gas purchases

  • 4x
    dining

    Earn 4 points per $1 spent on eligible dining and grocery store purchases (excluding Target and Walmart, which Barclays codes as discount stores rather than grocery)

  • 1x
    everything else

    Earn 1 point per $1 spent on all other purchases (excluding Wyndham Vacation Club / Wyndham Timeshare resort down payments, which do not earn points)

Statement credits

1
  • $75
    Anniversary PointsYearly

    7,500 Wyndham Rewards points each anniversary (~1¢/pt cash equivalent)

Perks & memberships

6
  • Card networkIssued by Barclays Bank Delaware on the Visa Signature network (the card markets itself as the Wyndham Rewards Earner Plus Card; Barclays product disclosures explicitly state Visa Signature, not Mastercard)
  • Free night7,500 bonus Wyndham Rewards points each account anniversary year, but only if you spend at least $15,000 on eligible purchases during that anniversary year (enough for up to one free night at the 7,500-point tier; the spend gate is a 2024 program change confirmed on the issuer landing page at wyndhamrewardscreditcard.com)
  • Lounge accessAutomatic Wyndham Rewards PLATINUM Member Level for as long as you are a cardholder (NOT Diamond; the personal Earner Plus is positioned as Platinum, while the business Wyndham Rewards Earner Business card grants Diamond; verified on the Barclays product page and the Wyndham Rewards credit card landing page)
  • Free night10% fewer Wyndham Rewards points required on Free Night redemptions for as long as you are a cardmember, so the cheapest tier drops from 7,500 to 6,750 points per bedroom and other tiers scale accordingly (Free Nights cap at 30,000 points per bedroom; resort fees may still apply and cannot be paid with points)
  • Free nightRedeem Wyndham Rewards points for free nights at participating Wyndham Rewards properties, online shopping, gift cards, and merchandise through wyndhamrewards.com (Free Nights are subject to availability; Discounted Nights with Points + Cash range from 750 to 6,000 points per bedroom plus cash)
  • No foreign feesNo foreign transaction fees on purchases made outside the United States (confirmed in the Barclays Interest Rates and Charges Summary: Foreign transaction fee 0%)

Travel & purchase protections

2
  • $0 Fraud Liability protection: cardholder is not responsible for unauthorized charges (per the Barclays Benefits section)
  • Visa Signature card network benefits as elected by Barclays in the card's Guide to Benefits (Visa Signature baseline includes Roadside Dispatch pay-per-use, Travel and Emergency Assistance referral services, and the Visa Signature Luxury Hotel Collection; specific protections such as auto rental CDW, trip cancellation, baggage delay, purchase protection and extended warranty are issuer-optional on Visa Signature and Barclays does not advertise them on the Earner Plus product page, so cardholders should consult their personal Guide to Benefits before relying on any specific coverage)
More benefits & fine print (2)Show
  • Wyndham Platinum on-property perks: complimentary in-room Wi-Fi, preferred room choice, early check-in, late checkout, and car rental upgrades from Wyndham's rental partners (per Wyndham Rewards Member Level details on wyndhamrewardscreditcard.com; specific perks are subject to participating properties)
  • Save on the Best Available Rate / Standard Rate at participating Hotels by Wyndham as an Earner Plus cardmember discount (small percentage-off room rate when you book direct through Wyndham channels, per Barclays product page and wyndhamrewardscreditcard.com)

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

How we verified this card (5 sources)Show

Sources last reviewed May 2026.

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $1,000 in the first 3 months to earn the 45,000 points bonus.

See the Current Offer

Earn 45,000 points

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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