World of Hyatt Credit Card
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferEarn 30,000 bonus points after spending $3,000 in the first 3 months, plus up to 30,000 more points by earning 2 points per $1 on up to $15,000 in purchases in the first 6 months.
Benefits and fees last verified Jun 2026against the issuer's published terms.
The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.
Earning Rates
At a glance
- Free night yearly at a Category 1-4 Hyatt (anniversary)
- Extra Category 1-4 free night after $15,000 spend in a calendar year
- Automatic World of Hyatt Discoverist status
- Up to 9x points at Hyatt; 2x dining, airlines, transit, fitness
Earning rates
1- 1xeverything else
Earn 1 Bonus Point per $1 on all other purchases (per Chase issuer product page)
Statement credits
2- $5,000Earn 2 additional World of Hyatt Tier-Qualifying Night credits for every $5,000 in purchases on the card with no annual cap on the number of credits you can earn; credits count toward World of Hyatt status and milestone benefits applicable to Tier-Qualifying Night requirements (per Chase issuer product page; note Chase's posted ratio is 2 TQNs per $5,000, not 1 per $5,000)
- $5,000Globalist status earning
Globalist status earning: the 5 complimentary Tier-Qualifying Nights per year plus 2 TQNs per $5,000 spend count toward Globalist (60 TQNs/year) and other World of Hyatt elite tiers; an authorized user does not receive these TQN credits (per Chase issuer product page)
Perks & memberships
7- Free nightFree Night Award every cardmember anniversary: receive one free night good in any available standard room at any Hyatt hotel or resort designated Category 1 through 4 every year after your cardmember anniversary; valid for 12 months from issuance; not valid at Miraval, Hyatt Zilara or Hyatt Ziva resorts; allow up to 10 weeks after anniversary for issuance (per Chase issuer product page)
- Free nightResort, destination and facility fees are waived on Free Night Award redemptions for the specific redeemed award (excluding Hyatt Residence Club resorts) per the Chase issuer product page Free Night Award terms
- Free nightFree Night Awards cannot be redeemed for packages and authorized users do not receive Free Night Awards (only the primary cardmember) per Chase issuer product page
- Elite statusAutomatic World of Hyatt Discoverist elite status for the primary cardmember as long as the card account is open and not in default; allow up to 8 weeks from account opening for Discoverist status to apply; authorized users do not receive Discoverist as a result of being added to the card (per Chase issuer product page)
- Status earning5 World of Hyatt Tier-Qualifying Night credits each calendar year just for being a cardmember: issued within 8 weeks of account opening in year one and within 8 weeks of January 1 every calendar year thereafter; credits count toward World of Hyatt status and milestone benefits (per Chase issuer product page)
- ConciergeVisa Signature Concierge: 24-hour concierge service for tickets to top sports and entertainment events, dinner reservations, and gift recommendations (cardmembers responsible for the cost of any goods or services purchased; per Chase issuer product page)
- ConciergeIssued on the Visa Signature network (per Chase issuer product page network/Visa Signature Concierge reference), inheriting Visa Signature travel and purchase benefits in addition to the Chase issuer benefits
Travel & purchase protections
7- No foreign transaction fees on purchases made outside the United States (per Chase issuer product page Travel & Purchase Protection section; the page is categorized under No Foreign Transaction Fee)
- Trip Cancellation and Interruption Insurance: if your trip is canceled or cut short by sickness, severe weather or other covered situations, reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses including passenger fares, tours, and hotels (per Chase issuer product page)
- Baggage Delay Insurance: reimburses up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours (per Chase issuer product page)
- Lost Luggage Reimbursement: up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip (specific limitations apply to New York residents per Chase issuer product page disclosures)
- Auto Rental Collision Damage Waiver: decline the rental company's collision insurance and charge the entire rental cost to your card for reimbursement of theft and collision damage for most rental vehicles; coverage is secondary to your personal insurance in the U.S. (per Chase issuer product page)
- Purchase Protection: covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item (per Chase issuer product page)
- Extended Warranty Protection (Visa Signature benefit on the World of Hyatt Credit Card per the Chase Travel & Purchase Protection section; included via Visa Signature network benefits on this card)
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
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How to Earn the Bonus
Spend $3,000 in the first 3 months to earn the Up to 60,000 Bonus Points bonus.
See the Current Offer
Earn Up to 60,000 Bonus Points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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