Transfer Citi ThankYou to Japan Airlines Mileage Bank
The published premium-group transfer ratio is 1:1. Ratio shown is for Citi's premium group (Citi Strata Elite, Citi Strata Premier, Citi Prestige and AT&T Access More). Citi's page lists 0.7 of this ratio for the other cards it names. Right now there's a +30% bonus running through Oct 24, 2026.
- 1:1.3 for Citi Strata Elite, Citi Strata Premier, Citi Prestige and AT&T Access More cardmembers.
- 1:0.91 for Citi ThankYou Preferred, Citi Strata Card, Citi Double Cash, Citi Custom Cash, Citi ThankYou Mastercard and the AT&T Universal Rewards, Universal Rewards World, Universal Savings and Rewards, Points Plus and Access cards.
What your Citi ThankYou points become after transfer
Ratio shown is for Citi's premium group (Citi Strata Elite, Citi Strata Premier, Citi Prestige and AT&T Access More). Citi's page lists 0.7 of this ratio for the other cards it names.
Citi ThankYou pays different ratios by card during this bonus: premium cards 1:1.3, other Citi ThankYou cards 1:0.91. Figures are Japan Airlines Mileage Bank points.
| If you transfer | Premium cards | Other Citi ThankYou cards |
|---|---|---|
| 10,000 pts | 13,000 with +30%10,000 base | 9,100 with +30%7,000 base |
| 25,000 pts | 32,500 with +30%25,000 base | 22,750 with +30%17,500 base |
| 50,000 pts | 65,000 with +30%50,000 base | 45,500 with +30%35,000 base |
| 100,000 pts | 130,000 with +30%100,000 base | 91,000 with +30%70,000 base |
Calculations use the ratios Citi ThankYou states for each card group during this bonus. Each card column shows the base figure and the figure during the current promotion.
Should you transfer to Japan Airlines Mileage Bank?
With the +30% bonus running, transferring Citi ThankYou to Japan Airlines Mileage Bank is a stronger move than usual. Use the boosted ratio to lock in a redemption you've already verified.
The general rule: only transfer when you have a specific award flight or stay in mind. Transfers are non-reversible, and Japan Airlines Mileage Bank can devalue their award chart at any time. Build the itinerary first, confirm availability with the airline or hotel directly, then transfer the exact number of points needed.
The fastest way to find out if a transfer makes sense for your trip is to ask the AI advisor , it pulls your wallet balances, today's active bonuses, and the destination redemption sweet spots into a single recommendation.
Cards that earn Citi ThankYou
These cards earn Citi ThankYou points directly.
How to transfer Citi ThankYou to Japan Airlines Mileage Bank
- Confirm award space first. Search for the specific flight or stay you want directly on Japan Airlines Mileage Bank's site, or ask our AI Points Advisor to compare programs side-by-side.
- Log in to your Citi ThankYou account. Bank portals are the source of truth for current ratios, confirm the ratio your card gets at the moment you transfer.
- Select Japan Airlines Mileage Bank as the recipient. Enter your loyalty account number. Transfer time for Citi ThankYou to Japan Airlines Mileage Bank is not recorded. Confirm the current transfer time with Citi ThankYou before you transfer.
- Book immediately.Award space disappears fast; if your seats or rooms are gone by the time the transfer lands, you're stuck holding partner points instead of bank points.
FAQ
- What is the transfer ratio from Citi ThankYou to Japan Airlines Mileage Bank?
- Citi ThankYou transfers to Japan Airlines Mileage Bank at 1:1 for its premium group (the reference ratio) and 1:0.7 for its other cards. Ratio shown is for Citi's premium group (Citi Strata Elite, Citi Strata Premier, Citi Prestige and AT&T Access More). Citi's page lists 0.7 of this ratio for the other cards it names. There is currently a +30% bonus until Oct 24, 2026, and the effective ratio depends on the card: premium cards 1:1.3, other Citi ThankYou cards 1:0.91.
- How long does a Citi ThankYou to Japan Airlines Mileage Bank transfer take?
- Transfer time for Citi ThankYou to Japan Airlines Mileage Bank is not recorded. Confirm the current transfer time with Citi ThankYou before you transfer.
- Are Citi ThankYou to Japan Airlines Mileage Bank transfers reversible?
- No. Once your points land in your Japan Airlines Mileage Bank account they cannot be moved back to Citi ThankYou. Confirm award availability before initiating the transfer.
- Is it worth transferring Citi ThankYou to Japan Airlines Mileage Bank?
- It depends on the redemption. Japan Airlines Mileage Bank is best used for specific award flights where their per-mile pricing beats other partners on the same route. Use our advisor to evaluate whether your specific trip benefits.
Transfer ratios on this page reflect the official ratio published by Citi ThankYou at the time of our last data review. Always confirm the live ratio inside your account before transferring, transfers are non-reversible.
