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Citi Strata Elite Card

Citi Strata Elite Card

Citi
Citi|Personal
4.4/5
Annual Fee
$595
Sign-Up Bonus
80,000 points
Bonus Value
$1,440

Affiliate link — we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Earn 80,000 ThankYou Points after $6,000 in purchases in the first 3 months.

Our Take

Citi's premium answer to Amex Platinum + Sapphire Reserve. The 12x on Citi-booked hotels is the best earning rate in the category; the $200 Blacklane and 4 Admirals Club passes are differentiated perks. $595 fee penciled out if you'll actually use the hotel + Splurge credits.

Earning Rates

12x
hotels citi
6x
flights citi
6x
dining
1x
other

Key Benefits

  • 12x on Citi hotels
  • $300 hotel + $200 Splurge + $200 Blacklane
  • 4 Admirals Club passes
  • Citi TY transfer to 16 partners

All Benefits

  • $300 hotel benefit on Citi-booked hotel stays of 2+ nights
  • $200 Splurge Credit ($50/quarter at select merchants)
  • $200 Blacklane chauffeur credit ($100 twice a year)
  • 4 American Airlines Admirals Club passes annually
  • Global Entry or TSA PreCheck reimbursement
  • Priority Pass Select membership
  • Citi Concierge

Transfer Partners

Citi ThankYou points transfer to these loyalty programs:

Turkish Miles&Smiles
Turkish Miles&Smiles
airline1:1
Air France/KLM Flying Blue
Air France/KLM Flying Blue
airline1:1
Singapore KrisFlyer
Singapore KrisFlyer
airline1:1
Cathay Asia Miles
Cathay Asia Miles
airline1:1
Avianca LifeMiles
Avianca LifeMiles
airline1:1
Qantas Frequent Flyer
Qantas Frequent Flyer
airline1:1
British Airways Avios
British Airways Avios
airline1:1

How to Earn the Bonus

Spend $6,000 in the first 3 months to earn the 80,000 points bonus.

Ready to Apply?

Earn 80,000 points

Apply Now

Affiliate link — we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Affiliate disclosure:Some links on this page are affiliate links. We earn a commission if you click and complete a qualifying action (sign up, book, buy points), at no extra cost to you. We only feature offers we'd use ourselves. Full disclosure.