Transfer Citi ThankYou to American AAdvantage
The published premium-group transfer ratio is 1:1. Ratio shown is for Citi Strata Elite, Citi Strata Premier and Citi Prestige cardmembers. Citi's page lists 0.7 of this ratio for ThankYou Preferred, Citi Strata Card, Double Cash and Custom Cash cardmembers. Holders of only a ThankYou Mastercard or an AT&T card are not eligible. RewardZ has no bonus on file for this pair. RewardZ last reviewed its bonus list on Oct 11, 2026, and that review is overdue. Some offers appear only in your card issuer's account, so check there before you transfer.
What your Citi ThankYou points become after transfer
Ratio shown is for Citi Strata Elite, Citi Strata Premier and Citi Prestige cardmembers. Citi's page lists 0.7 of this ratio for ThankYou Preferred, Citi Strata Card, Double Cash and Custom Cash cardmembers. Holders of only a ThankYou Mastercard or an AT&T card are not eligible.
| If you transfer | Premium group (reference ratio 1:1) | Other Citi ThankYou cards (1:0.7) |
|---|---|---|
| 10,000 pts | 10,000 American AAdvantage pts | 7,000 American AAdvantage pts |
| 25,000 pts | 25,000 American AAdvantage pts | 17,500 American AAdvantage pts |
| 50,000 pts | 50,000 American AAdvantage pts | 35,000 American AAdvantage pts |
| 100,000 pts | 100,000 American AAdvantage pts | 70,000 American AAdvantage pts |
Calculations use the 1:1 premium-group reference ratio published by Citi ThankYou, and 1:0.7 for its other cards, as noted above. Run a fresh check inside your account before transferring; transfer ratios occasionally change.
Should you transfer to American AAdvantage?
Citi ThankYou → American AAdvantage is best when American AAdvantage prices a specific award flight more cheaply than other partners. Run the comparison before you transfer.
The general rule: only transfer when you have a specific award flight or stay in mind. Transfers are non-reversible, and American AAdvantage can devalue their award chart at any time. Build the itinerary first, confirm availability with the airline or hotel directly, then transfer the exact number of points needed.
The fastest way to find out if a transfer makes sense for your trip is to ask the AI advisor , it pulls your wallet balances, today's active bonuses, and the destination redemption sweet spots into a single recommendation.
Cards that earn Citi ThankYou
These cards earn Citi ThankYou points directly.
How to transfer Citi ThankYou to American AAdvantage
- Confirm award space first. Search for the specific flight or stay you want directly on American AAdvantage's site, or ask our AI Points Advisor to compare programs side-by-side.
- Log in to your Citi ThankYou account. Bank portals are the source of truth for current ratios, confirm the ratio your card gets at the moment you transfer.
- Select American AAdvantage as the recipient. Enter your loyalty account number. Transfer time for Citi ThankYou to American AAdvantage is not recorded. Confirm the current transfer time with Citi ThankYou before you transfer.
- Book immediately. Award space disappears fast; if your seats or rooms are gone by the time the transfer lands, you're stuck holding partner points instead of bank points.
FAQ
- What is the transfer ratio from Citi ThankYou to American AAdvantage?
- Citi ThankYou transfers to American AAdvantage at 1:1 for its premium group (the reference ratio) and 1:0.7 for its other cards. Ratio shown is for Citi Strata Elite, Citi Strata Premier and Citi Prestige cardmembers. Citi's page lists 0.7 of this ratio for ThankYou Preferred, Citi Strata Card, Double Cash and Custom Cash cardmembers. Holders of only a ThankYou Mastercard or an AT&T card are not eligible. RewardZ has no bonus on file for this pair. RewardZ last reviewed its bonus list on Oct 11, 2026, and that review is overdue. Some offers appear only in your card issuer's account, so check there before you transfer.
- How long does a Citi ThankYou to American AAdvantage transfer take?
- Transfer time for Citi ThankYou to American AAdvantage is not recorded. Confirm the current transfer time with Citi ThankYou before you transfer.
- Are Citi ThankYou to American AAdvantage transfers reversible?
- No. Once your points land in your American AAdvantage account they cannot be moved back to Citi ThankYou. Confirm award availability before initiating the transfer.
- Is it worth transferring Citi ThankYou to American AAdvantage?
- It depends on the redemption. American AAdvantage is best used for specific award flights where their per-mile pricing beats other partners on the same route. Use our advisor to evaluate whether your specific trip benefits.
Transfer ratios on this page reflect the official ratio published by Citi ThankYou at the time of our last data review. Always confirm the live ratio inside your account before transferring, transfers are non-reversible.