Full glossary
currency
Transfer Time
Bank-Points Transfer Time
Definition
How long it takes for transferred bank points to land in an airline or hotel loyalty account.
Why it matters
Instant transfers: Chase UR to Hyatt, Amex MR to Hilton, Citi TY to Singapore. Slow (1-3 days): Chase UR to Singapore, Amex MR to ANA. Slowest (5+ days): Citi TY to many airlines. Always confirm transfer time before locking in award availability.
Related terms in currency
MR
American Express's transferable bank-points currency. Earned via Amex Gold, Platinum, Business Platinum, Green, and Business Gold cards.
UR
Chase's transferable bank-points currency. Earned via Chase Sapphire (Preferred, Reserve), Ink (Business Cash, Preferred), and Freedom cards.
TY
Citibank's transferable bank-points currency. Earned via Citi Premier, Strata Premier, Prestige (legacy), Custom Cash, and Rewards+.
Cap One Miles
Capital One's transferable bank-points currency. Earned via Venture, Venture X, Spark Miles.