card

CSP

Chase Sapphire Preferred

Definition

The starter Chase Ultimate Rewards card. $95 annual fee, 5x on travel via Chase, 3x on dining, 2x on other travel.

Why it matters

The single most-recommended first card for new points-and-miles travelers. SUB is regularly 100k UR points (worth $1700+ via partners). Transfer to Hyatt for the highest-value redemptions.

Related terms in card

Amex Platinum

American Express's flagship premium card. $695 annual fee, 80+ benefits, 5x on flights booked direct, 5x on prepaid hotels via Amex Travel.

CSR

The premium Chase Ultimate Rewards card. $550 annual fee, $300 travel credit, Priority Pass lounge, 3x on travel/dining.