Loyalty programs
Every loyalty currency we cover, airlines, hotels, and bank-points banks, with cents-per-point valuations, sweet spots, and how to earn each one. Click any program for its cents-per-point valuation, best redemptions, and the cards that earn it.
Flexible bank points
10Amex Membership Rewards
points · 1.8¢ per point
Bank of America Rewards
points · 1¢ per point
Barclays Arrival
miles · 1¢ per point
Bilt Rewards
points · 1.75¢ per point
Capital One Miles
miles · 1.65¢ per point
Chase Ultimate Rewards
points · 1.73¢ per point
Citi ThankYou
points · 1.6¢ per point
Discover Cashback
cashback · 1¢ per point
US Bank Altitude Rewards
points · 1.5¢ per point
Wells Fargo Rewards
points · 1.46¢ per point
Airline programs
41Aer Lingus AerClub
avios · 1.27¢ per point
Aeromexico Club Premier
points · 0¢ per point
AeroMexico Rewards
points · 0.8¢ per point
Air France/KLM Flying Blue
miles · 1.3¢ per point
Air India Maharaja Club
miles · 0¢ per point
Alaska Mileage Plan
miles · 1.37¢ per point
American AAdvantage
miles · 1.43¢ per point
ANA Mileage Club
miles · 1.4¢ per point
Avianca LifeMiles
miles · 1.33¢ per point
Azul TudoAzul
points · 0¢ per point
British Airways Avios
avios · 1.22¢ per point
Cathay Asia Miles
miles · 1.2¢ per point
Copa ConnectMiles
miles · 1¢ per point
Delta SkyMiles
miles · 1.13¢ per point
Emirates Skywards
miles · 1.15¢ per point
Ethiopian Airlines ShebaMiles
miles · 0¢ per point
Etihad Guest
miles · 1.25¢ per point
EVA Infinity MileageLands
miles · 1.2¢ per point
Finnair Plus
points · 1.3¢ per point
Frontier Miles
miles · 1.07¢ per point
Garuda Indonesia GarudaMiles
miles · 0¢ per point
Hawaiian Miles
miles · 1.5¢ per point
Iberia Plus Avios
avios · 1.27¢ per point
JAL Mileage Bank
miles · 1.3¢ per point
JetBlue TrueBlue
points · 1.3¢ per point
Korean Air SKYPASS
miles · 1.47¢ per point
LATAM Pass
points · 0¢ per point
Lufthansa Miles & More
miles · 1.27¢ per point
Qantas Frequent Flyer
points · 1.3¢ per point
Qatar Privilege Club
avios · 1.3¢ per point
SAS EuroBonus
points · 1.1¢ per point
Singapore KrisFlyer
miles · 1.38¢ per point
Southwest Rapid Rewards
points · 1.27¢ per point
Spirit Free Spirit
points · 1.1¢ per point
TAP Miles&Go
miles · 0¢ per point
Thai Royal Orchid Plus
miles · 1.2¢ per point
Turkish Miles&Smiles
miles · 1.1¢ per point
United MileagePlus
miles · 1.23¢ per point
Virgin Atlantic Flying Club
points · 1.33¢ per point
Virgin Australia Velocity
points · 1.1¢ per point
WestJet Rewards
dollars · 0¢ per point
Hotel programs
10Accor Live Limitless
points · 2.13¢ per point
Best Western Rewards
points · 0.57¢ per point
Choice Privileges
points · 0.65¢ per point
Hilton Honors
points · 0.39¢ per point
IHG One Rewards
points · 0.58¢ per point
Marriott Bonvoy
points · 0.79¢ per point
Meliá Rewards
points · 0¢ per point
Radisson Rewards
points · 0.28¢ per point
World of Hyatt
points · 1.68¢ per point
Wyndham Rewards
points · 0.69¢ per point