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card
Amex Platinum
American Express Platinum Card
Definition
American Express's flagship premium card. $695 annual fee, 80+ benefits, 5x on flights booked direct, 5x on prepaid hotels via Amex Travel.
Why it matters
Best for: travelers with $200+/month in flight spending, who'll use the airline credit ($200), hotel credit ($200), Uber credit ($200), Saks credit ($50/half), and Centurion Lounge access. Otherwise the fee crushes the value.