U.S. Bank Business Altitude Power Visa Signature Card
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn 75,000 bonus Altitude Rewards points (worth $750 in cash back, statement credit, gift cards, merchandise, or travel through the U.S. Bank Travel Center) after spending $10,000 in eligible net purchases within the first 120 days (~4 months) of account opening, per the current public offer on usbank.com.
Earning Rates
Earning rates
3- 2x
2X Altitude points per dollar on every purchase with no caps or category restrictions — a true flat-2X business workhorse
- 2.5x
2.5X Altitude points per dollar on combined mobile wallet (Apple Pay, Google Pay, Samsung Pay) and virtual card purchases on up to $5,000 per quarter (~$20,000 per year), then 2X thereafter on those payment methods
- 6xlodging
6X Altitude points per dollar on prepaid hotels and car rentals booked directly in the U.S. Bank Altitude Rewards Center (cash redemption value 1¢/point — ~6% back when paying with points or earning on those bookings)
Transfer partners
1Statement credits
1- $25Quarterly rideshare statement credit
Quarterly rideshare statement credit: after 3 consecutive monthly qualifying taxi or rideshare purchases on the card, receive a $25 statement credit (potential ~$100/year in rideshare value)
Perks & memberships
6- Lounge accessComplimentary Priority Pass Digital annual membership — gives the primary cardholder digital (app-based) lounge access at 1,700+ airports worldwide; note this is the digital tier, not the physical card, and lounge visits are typically paid per visit or bundled per the digital tier's terms — verify current Priority Pass Digital structure with U.S. Bank
- No foreign feesNo foreign transaction fees on purchases made outside the United States
- RedemptionReal-Time Mobile Rewards: redeem Altitude points at the point of sale for eligible purchases through the U.S. Bank Mobile App or via SMS alert immediately after a qualifying transaction posts
- Points longevityPoints do not expire as long as the account remains open
- Authorized usersAdd Employee Cards at no additional annual fee; employee spend earns the same multipliers and posts to the master account
- Lounge accessBest-use case for business spend that doesn't fit Ink Business Preferred (3X up to $150K travel/online ads/etc.) or Amex Business Gold (4X top-2 categories): the Altitude Power's flat 2X on truly everything with no cap closes the gaps Chase and Amex leave behind, and the $750 welcome bonus + $25/qtr rideshare + Priority Pass roughly offset the $195 AF in year 1
Travel & purchase protections
2- Visa Signature Business benefits including travel and emergency assistance, roadside dispatch, lost luggage reimbursement, baggage delay insurance, and travel accident insurance — verify current Visa benefit guide as Visa periodically reduces these
- Cell phone protection: pay the monthly cell phone bill with the card to receive coverage against damage / theft (verify per-claim cap and deductible in current benefit guide; common U.S. Bank business benefit)
More benefits & fine print (3)ShowHide
- ExtendPay Plans: split eligible purchases of $100+ into fixed monthly installments with no interest, only a fixed monthly fee — $0 fee on new ExtendPay Plans for the first 60 days of card membership
- U.S. Bank Spend Management: dashboards, employee spend controls, virtual cards, accounting software integrations
- Application sensitivity: U.S. Bank is more conservative on approvals than Chase/Amex; expect tougher underwriting if you don't have a U.S. Bank deposit relationship or an established business credit profile
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How to Earn the Bonus
Spend $10,000 in the first 4 months to earn the 75,000 Altitude points bonus.
See the Current Offer
Earn 75,000 Altitude points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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