U.S. Bank Business Altitude Power Visa Signature Card
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferEarn 75,000 bonus Altitude Rewards points (worth $750 in cash back, statement credit, gift cards, merchandise, or travel through the U.S. Bank Travel Center) after spending $10,000 in eligible net purchases within the first 120 days (~4 months) of account opening, per the current public offer on usbank.com.
Benefits and fees last verified May 2026against the issuer's published terms.
Earning Rates
Important considerations
- High spend to earn the bonus
You must spend $10,000 within 4 months to earn the welcome bonus, which can be a stretch for lighter spenders.
Based on this card's terms last verified May 2026.
Earning rates
3- 2x
2X Altitude points per dollar on every purchase with no caps or category restrictions, a true flat-2X business workhorse
- 2.5x
2.5X Altitude points per dollar on combined mobile wallet (Apple Pay, Google Pay, Samsung Pay) and virtual card purchases on up to $5,000 per quarter (~$20,000 per year), then 2X thereafter on those payment methods
- 6xlodging
6X Altitude points per dollar on prepaid hotels and car rentals booked directly in the U.S. Bank Altitude Rewards Center (cash redemption value 1¢/point, ~6% back when paying with points or earning on those bookings)
Transfer partners
1Statement credits
1- $25Quarterly rideshare statement credit
Quarterly rideshare statement credit: after 3 consecutive monthly qualifying taxi or rideshare purchases on the card, receive a $25 statement credit (potential ~$100/year in rideshare value)
Perks & memberships
6- Lounge accessComplimentary Priority Pass Digital annual membership: gives the primary cardholder digital (app-based) lounge access at 1,700+ airports worldwide; note this is the digital tier, not the physical card, and lounge visits are typically paid per visit or bundled per the digital tier's terms; verify current Priority Pass Digital structure with U.S. Bank
- No foreign feesNo foreign transaction fees on purchases made outside the United States
- RedemptionReal-Time Mobile Rewards: redeem Altitude points at the point of sale for eligible purchases through the U.S. Bank Mobile App or via SMS alert immediately after a qualifying transaction posts
- Points longevityPoints do not expire as long as the account remains open
- Authorized usersAdd Employee Cards at no additional annual fee; employee spend earns the same multipliers and posts to the master account
- Lounge accessBest-use case for business spend that doesn't fit Ink Business Preferred (3X up to $150K travel/online ads/etc.) or Amex Business Gold (4X top-2 categories): the Altitude Power's flat 2X on truly everything with no cap closes the gaps Chase and Amex leave behind, and the $750 welcome bonus + $25/qtr rideshare + Priority Pass roughly offset the $195 AF in year 1
Travel & purchase protections
2- Visa Signature Business benefits including travel and emergency assistance, roadside dispatch, lost luggage reimbursement, baggage delay insurance, and travel accident insurance, verify current Visa benefit guide as Visa periodically reduces these
- Cell phone protection: pay the monthly cell phone bill with the card to receive coverage against damage / theft (verify per-claim cap and deductible in current benefit guide; common U.S. Bank business benefit)
More benefits & fine print (3)ShowHide
- ExtendPay Plans: split eligible purchases of $100+ into fixed monthly installments with no interest, only a fixed monthly fee, $0 fee on new ExtendPay Plans for the first 60 days of card membership
- U.S. Bank Spend Management: dashboards, employee spend controls, virtual cards, accounting software integrations
- Application sensitivity: U.S. Bank is more conservative on approvals than Chase/Amex; expect tougher underwriting if you don't have a U.S. Bank deposit relationship or an established business credit profile
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
How we verified this card (5 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
How to Earn the Bonus
Spend $10,000 in the first 4 months to earn the 75,000 Altitude points bonus.
See the Current Offer
Earn 75,000 Altitude points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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