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Citi Diamond Preferred Card

Citi Diamond Preferred Card

Citi
Citi|Business
/5
Annual Fee
$0
Sign-Up Bonus
No welcome bonus; product is a 0% intro APR balance-transfer card with no rewards program

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$0
Welcome offer
No welcome bonus; product is a 0% intro APR balance-transfer card with no rewards program
View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

The Citi Diamond Preferred Card does not earn rewards and does not carry a welcome bonus. Its sole value proposition is one of the longest 0% intro APR offers on balance transfers in the U.S. market — 21 months on balance transfers and 12 months on purchases, both from account opening — with a $0 annual fee. The 'value' is interest avoided versus a typical 20%+ revolving APR on transferred debt.

Perks & memberships

1
  • ExperiencesCiti Entertainment: presale and exclusive ticket access for concerts, sporting events, and dining experiences

Travel & purchase protections

2
  • $0 liability on unauthorized charges
  • Mastercard ID Theft Protection (issued as a World or World Elite Mastercard depending on credit profile)
More benefits & fine print (4)Show
  • Choose your own payment due date from the available options to align the bill with your paycheck cycle
  • 24/7 Citi customer service
  • Citi Quick Lock to disable the card instantly from the Citi Mobile app
  • Apple Pay, Google Pay, and Samsung Pay support
How we verified this card (4 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

See the Current Offer

Earn No welcome bonus; product is a 0% intro APR balance-transfer card with no rewards program

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Affiliate disclosure:Some links on this page are affiliate links. We earn a commission if you click and complete a qualifying action (sign up, book, buy points), at no extra cost to you. We only feature offers we'd use ourselves. Full disclosure.