Costco Anywhere Visa Business Card by Citi
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Costco Anywhere Visa Business Card by Citi does not carry a public welcome bonus; the card's value comes entirely from ongoing category earn (5% fuel at Costco Gas, 4% other gas + EV charging, 3% restaurants and eligible travel, 2% Costco/Costco.com, 1% else) plus the $0 annual fee tied to an active Costco membership.
Earning Rates
Earning rates
5- 5%gas
5% cash back on eligible gas purchases at Costco Gas Stations (and at Costco Gas Stations in Puerto Rico) on up to $7,000 per year in combined gas / EV charging spend, then 1% thereafter
- 4%gas
4% cash back on eligible gas and EV charging purchases worldwide (excluding Costco) on up to the same $7,000 combined annual cap with the 5% Costco gas bucket; 1% after the cap is reached
- 3%dining
3% cash back on restaurants and eligible travel purchases worldwide, including Costco Travel
- 2%travel
2% cash back on all other purchases from Costco and Costco.com (in addition to the Costco Travel 3% bucket)
- 1%everything else
1% cash back on all other purchases
Perks & memberships
3- No foreign feesNo foreign transaction fees on purchases made outside the United States
- ExperiencesCiti Entertainment access to presale tickets and special experiences for concerts, sporting events, dining, etc.
- Authorized usersAdd Employee Cards at no additional cost; employee spend earns the same category rates and posts to the master account for consolidated billing and rewards
Travel & purchase protections
6- Damage and Theft Purchase Protection: covers eligible purchases against damage or theft for 120 days from purchase, subject to terms and per-claim / per-account limits
- Worldwide Car Rental Insurance (secondary in the U.S., primary outside the U.S.) when you charge the full rental to the card and decline the rental company's CDW
- Worldwide Travel Accident Insurance when the full fare is charged to the card
- Trip Cancellation and Interruption Protection (Citi-administered; benefit booklet defines covered reasons and reimbursement caps)
- 24/7 Citi customer service and $0 liability on unauthorized charges
- Visa Signature Business benefits including extended warranty (matches manufacturer's warranty up to 24 additional months on eligible warranties of 3 years or less, per Visa benefit guide)
More benefits & fine print (5)ShowHide
- Cash back is paid once per year as an annual Costco Reward Certificate issued after your February billing statement closes; redeemable for cash or merchandise at U.S. Costco warehouses (including Puerto Rico)
- No cap on total annual cash back earned
- Card doubles as your Costco membership card (photo ID on the card face for warehouse entry)
- Citi Quick Lock to instantly disable the card from the Citi Mobile app or citi.com if it goes missing
- Business reporting: account activity reports to business credit bureaus (Citi business cards typically report payment performance to D&B / SBFE rather than personal credit bureaus, helping separate business credit history); verify with Citi at application as practices have shifted over time
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See the Current Offer
Earn No current public welcome offer
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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