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Verified May 2026

Costco Anywhere Visa Business Card by Citi

Citi ThankYou
Citi|Business
/5
Annual Fee
$0
Sign-Up Bonus
No current public welcome offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Is this card worth it?
Annual fee
$0
Welcome offer
No current public welcome offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Costco Anywhere Visa Business Card by Citi does not carry a public welcome bonus; the card's value comes entirely from ongoing category earn (5% fuel at Costco Gas, 4% other gas + EV charging, 3% restaurants and eligible travel, 2% Costco/Costco.com, 1% else) plus the $0 annual fee tied to an active Costco membership.

Benefits and fees last verified May 2026against the issuer's published terms.

Earning Rates

5x
costco gas
4x
gas
3x
restaurants
3x
travel
2x
costco
1x
other

Costco Anywhere Visa Business Card by Citi

Citi

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$0 annual feeIssuer check 2026-05-24

No publishable welcome offer (no-current-offer).

Computed 2026-08-25T22:26:47.722Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

5
  • 5%
    gas

    5% cash back on eligible gas purchases at Costco Gas Stations (and at Costco Gas Stations in Puerto Rico) on up to $7,000 per year in combined gas / EV charging spend, then 1% thereafter

  • 4%
    gas

    4% cash back on eligible gas and EV charging purchases worldwide (excluding Costco) on up to the same $7,000 combined annual cap with the 5% Costco gas bucket; 1% after the cap is reached

  • 3%
    dining

    3% cash back on restaurants and eligible travel purchases worldwide, including Costco Travel

  • 2%
    travel

    2% cash back on all other purchases from Costco and Costco.com (in addition to the Costco Travel 3% bucket)

  • 1%
    everything else

    1% cash back on all other purchases

Perks & memberships

3
  • No foreign feesNo foreign transaction fees on purchases made outside the United States
  • ExperiencesCiti Entertainment access to presale tickets and special experiences for concerts, sporting events, dining, etc.
  • Authorized usersAdd Employee Cards at no additional cost; employee spend earns the same category rates and posts to the master account for consolidated billing and rewards

Travel & purchase protections

6
  • Damage and Theft Purchase Protection: covers eligible purchases against damage or theft for 120 days from purchase, subject to terms and per-claim / per-account limits
  • Worldwide Car Rental Insurance (secondary in the U.S., primary outside the U.S.) when you charge the full rental to the card and decline the rental company's CDW
  • Worldwide Travel Accident Insurance when the full fare is charged to the card
  • Trip Cancellation and Interruption Protection (Citi-administered; benefit booklet defines covered reasons and reimbursement caps)
  • 24/7 Citi customer service and $0 liability on unauthorized charges
  • Visa Signature Business benefits including extended warranty (matches manufacturer's warranty up to 24 additional months on eligible warranties of 3 years or less, per Visa benefit guide)
More benefits & fine print (5)Show
  • Cash back is paid once per year as an annual Costco Reward Certificate issued after your February billing statement closes; redeemable for cash or merchandise at U.S. Costco warehouses (including Puerto Rico)
  • No cap on total annual cash back earned
  • Card doubles as your Costco membership card (photo ID on the card face for warehouse entry)
  • Citi Quick Lock to instantly disable the card from the Citi Mobile app or citi.com if it goes missing
  • Business reporting: account activity reports to business credit bureaus (Citi business cards typically report payment performance to D&B / SBFE rather than personal credit bureaus, helping separate business credit history); verify with Citi at application as practices have shifted over time

Before you decide, weigh alternatives

This is already one of the lower-fee cards in its category. Compare it side by side to confirm it is the right fit for how you spend.

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How we verified this card (4 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

See the Current Offer

Earn No current public welcome offer

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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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