Stripe Corporate Card

Earning Rates

Key Benefits

All Benefits

• Unlimited 1.5% cash back on all charges, posted as a statement credit each monthly Account Statement (per stripe.com/legal/rewards)
• Periodic Stripe-run merchant or category promotions can elevate the effective rate above 1.5% on eligible spend (inclusive of, not stacked on, the 1.5% base)
• $0 annual fee, $0 per-card fee, no foreign transaction fees
• Charge card: balance paid in full each month via automatic ACH debit from the linked bank account; no revolving credit or interest
• Issued by Celtic Bank, a Utah-Chartered Industrial Bank (Member FDIC), pursuant to a Visa Commercial Credit license
• Eligibility: invite-only — available to new and existing U.S. Stripe customers based on payment-processing history; no personal guarantee, soft credit pull only
• Sign-up is gated through the Stripe Dashboard; non-Stripe businesses must first onboard to Stripe (or to Stripe Atlas during incorporation) to be eligible
• Underwriting is heavily weighted toward live Stripe processing volume; pre-revenue businesses are commonly declined or capped low until processing history accrues
• Virtual cards issue instantly in the Dashboard; physical cards available; per-card spend controls, vendor cards, and merchant restrictions
• Real-time fraud detection via Stripe Radar on every authorization
• Native accounting integrations with QuickBooks, Xero, and Expensify
• Stripe Partner Perks: bundled startup credits / discounts from AWS, Google Cloud, Google Ads, Slack, Notion, and others (rotating catalog in the Stripe Dashboard)
• Multi-currency support with no FX markup on cross-border card purchases
• Cashback redeems only as a statement credit; cannot be paid out to a bank account or transferred to airline / hotel partners
• Not Offered: no airline or hotel transfer partners, no lounge access, no annual travel credits, no Global Entry / PreCheck credit, no purchase protection, no extended warranty, no travel insurance, no signup or referral bonus