SoFi Everyday Cash Rewards
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earning Rates
Earning rates
4- 3%dining
3% unlimited cash back on eligible dining (restaurants, cafes, bars, fast food, bakeries, DoorDash, Uber Eats)
- 3%travel
3% cash back on travel booked through the SoFi Travel Portal (powered by Expedia)
- 2%dining
2% unlimited cash back on eligible grocery purchases (grocery stores, online grocery delivery, convenience stores)
- 1%everything else
1% unlimited cash back on all other eligible purchases, no caps, no minimums to redeem
Statement credits
1- Rewards redeem at 1 cent per point as statement credits or into SoFi Checking & Savings, SoFi Invest, SoFi Travel, SoFi Personal Loan principal, or SoFi Student Loan Refinance principal
Travel & purchase protections
1- World Mastercard benefits: Mastercard ID Theft Protection (registration required) and Zero Fraud Liability
More benefits & fine print (3)ShowHide
- Issued by SoFi Bank, N.A. on the World Mastercard network
- Currently invite-only / pilot product (launched July 31, 2024); not broadly available to new applicants
- Best used as the everyday-category complement to the flat-2% SoFi Unlimited 2% Cash Rewards card inside the SoFi ecosystem
How we verified this card (4 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
See the Current Offer
Earn None publicly advertised
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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