
Delta SkyMiles Gold American Express Card

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Earn 80,000 bonus Delta SkyMiles after you spend $3,000 in purchases in your first 6 months of Card Membership. Welcome offers vary; you may not be eligible for every offer.
A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.
Earning Rates
At a glance
- Free first checked bag
- $200 Delta flight credit
- Priority boarding
- 2x on restaurants & groceries
Earning rates
4- 3xflights
Earn 2 miles per dollar on eligible purchases made directly with Delta (including Delta-marketed flights, Delta Vacations packages, Delta in-flight purchases, and other Delta-coded transactions); this is one rung below the Personal Platinum's 3X Delta and the Reserve's 3X Delta
- 2xdining
Earn 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S.
- 2xgroceries
Earn 2 miles per dollar at U.S. supermarkets
- 1xeverything else
Earn 1 mile per dollar on all other eligible purchases on the Card
Transfer partners
1Statement credits
6- $200Delta Stays CreditYearly
Up to $200 per calendar year in statement credits for prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
- $200Delta Flight Credit (after $10K spend)Yearly
$200 Delta Flight Credit after $10,000 in eligible purchases in a calendar year, redeemable on a future Delta flight via delta.com or Fly Delta app.
- $200$200 Delta Stays Credit (refreshed cardholders)
$200 Delta Stays Credit (refreshed cardholders): earn back up to $200 per calendar year in statement credits after using the Delta SkyMiles Gold Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com (the Gold's Delta Stays credit is structured as a single $200 annual bucket rather than the monthly carve-outs used on Resy/Rideshare benefits elsewhere in the Amex lineup)
- $100$100 Delta Stays first-year credit
$100 Delta Stays first-year credit: receive a one-time $100 Delta Stays statement credit after using the new Delta SkyMiles Gold Card to book a prepaid hotel or vacation rental through Delta Stays in the first 12 months of Card Membership (this credit stacks with the annual $200 Delta Stays credit during year one; verify on the American Express application disclosures since first-year credits are periodically revised)
- 20% savings on eligible Delta in-flight purchases (food, beverages, and audio headsets) on Delta-operated flights, refunded as a statement credit on the Card used for the purchase
- $150Best-fit positioning
Best-fit positioning: the Delta SkyMiles Gold is the entry-level Delta personal card with a meaningful annual fee, optimized for once-or-twice-a-year Delta travelers who want first checked bag free, Main Cabin 1 priority boarding, no foreign transaction fees, and a Delta Stays credit that can offset the $150 annual fee in a single hotel booking, without paying for Sky Club access, an annual Companion Certificate, or MQD Headstart
Perks & memberships
8- Status earningMQD Boost: earn $1 MQD for each $20 of eligible purchases on the Card in a calendar year, accelerating progress toward Silver, Gold, Platinum, and Diamond Medallion status the following Medallion Year (the Gold's boost rate matches the Personal Platinum at $1 MQD per $20 and trails the Personal Reserve's faster $1 per $10 rate)
- Airline perkTake 15% Off Award Travel (TakeOff 15): Delta SkyMiles Gold Card Members save 15% when using miles to book Award Travel on Delta-operated flights via delta.com and the Fly Delta app; the discount is reflected automatically at booking and does not apply to partner-operated flights or to taxes and fees
- Airline perkFirst checked bag free on Delta-operated flights worldwide for the cardholder and up to 8 travel companions on the same reservation when the Card is used to pay the fare (Amex's standard family-of-four example markets the benefit as up to $280 in round-trip baggage savings, with the same up-to-8-companions reach as the Platinum and Reserve)
- Airline perkMain Cabin 1 priority boarding on Delta-operated flights (TPG, NerdWallet, and other third-party press describe this as 'Zone 5 Priority Boarding'), so the cardholder boards earlier and has a better chance at overhead bin space
- Airline perkComplimentary Upgrade priority: if you are not a Medallion Member, Delta SkyMiles Gold Card Members on an eligible ticket are added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members; if you are a Medallion Member, your Medallion tier still drives upgrade order while the Card improves sub-tier positioning
- No foreign feesNo foreign transaction fees on purchases made outside the United States with the Delta SkyMiles Gold Card (added during the refresh; the prior pre-refresh Gold card did charge a 2.7% foreign transaction fee, so the no-FX policy is a meaningful new benefit at this tier)
- RedemptionPay with Miles: redeem Delta SkyMiles to cover all or part of an eligible Delta flight booking through delta.com, with the Gold qualifying Card Members for the Pay with Miles redemption option (the redemption value through Pay with Miles is typically around 1 cent per mile, well below the 1.1 cent/mile baseline value SkyMiles command on award flights, so this is positioned as a flexibility benefit rather than an outsized-value redemption)
- Payment flexibilityPay Over Time and Plan It flexibility: eligible Card Members can move charges to a separate balance with interest (Pay Over Time), or split eligible purchases of $100 or more into fixed monthly payments with a fixed monthly fee and no interest (Plan It)
Travel & purchase protections
2- Purchase Protection: charges of covered purchases on the Card can be protected for up to 90 days from the Covered Purchase date against theft or accidental damage, limited up to $1,000 per Covered Purchase and up to $50,000 per Card Member account per calendar year
- Extended Warranty: extends the terms of the original U.S. manufacturer's warranty on Covered Purchases in the U.S., applicable to warranties of 5 years or less, with standard Amex per-claim and annual maximums
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How to Earn the Bonus
Spend $3,000 in the first 6 months to earn the 80,000 bonus miles bonus.
Ready to Apply?
Earn 80,000 bonus miles
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