Southwest Rapid Rewards Priority
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferEarn 60,000 points after spending $2,000 on purchases in the first 3 months from account opening.
Benefits and fees last verified Jun 2026against the issuer's published terms.
If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.
Earning Rates
At a glance
- 7,500 anniversary points each year
- Group 5 boarding (you + up to 8 on the reservation)
- Unlimited Extra Legroom upgrades within 48h of departure (when available)
- 4x on Southwest; 10,000 Companion Pass qualifying points each year
Earning rates
4- 4xflights
4x Rapid Rewards points per dollar on Southwest Airlines purchases (refreshed earn rate; was 3x prior to the late-2025 refresh)
- 2xdining
2x Rapid Rewards points per dollar at gas stations and restaurants (new combined bonus category added in the late-2025 refresh; per Chase issuer page and OMAAT)
- 2xstreaming
Transitional legacy 2x categories on Rapid Rewards hotel and car rental partners, local transit and commuting including ride-hailing, and internet, cable, phone, and select streaming services that are sunsetting on December 31, 2025 per the TPG Southwest Priority review dated October 29, 2025; cardholders should not expect these categories to earn 2x in 2026
- 1xeverything else
1x Rapid Rewards points per dollar on all other purchases
Statement credits
2- 25% back as a statement credit on Southwest inflight purchases including Wi-Fi and drinks, posted within two billing cycles per OMAAT
- $75Transitional legacy benefits sunsetting December 31, 2025 per TPG
Transitional legacy benefits sunsetting December 31, 2025 per TPG: the $75 annual Southwest travel credit, two annual EarlyBird Check-Ins, and four upgraded boardings per year are confirmed to end on 12/31/25 and are not part of the 2026 benefit set
Perks & memberships
7- Airline perkFree first checked bag for the cardmember and up to 8 additional passengers on the same Southwest reservation (a standard first checked bag is $35 per Southwest, so a family of four saves up to about $280 round trip; this benefit applies after Southwest started charging for bags in 2025)
- Airline perkComplimentary Preferred seat selection at booking, when available, for the cardmember and up to 8 additional passengers on the same reservation
- Airline perkUnlimited complimentary upgrades to an Extra Legroom seat within 48 hours prior to departure, when available, for the cardmember and up to 8 additional passengers on the same reservation (Chase issuer page; TPG calls this arguably the most valuable single perk on the refreshed card)
- Airline perkGroup 5 priority boarding for the cardmember and up to 8 additional passengers on the same reservation starting with the Southwest boarding overhaul taking effect in January 2026, giving earlier access to overhead bins
- Status earning2,500 tier qualifying points (TQPs) toward Southwest A-List and A-List Preferred status for every $5,000 spent on the card in a calendar year, with no cap; A-List requires 35,000 TQPs in a calendar year so $70,000 of card spend would fully qualify
- Airline perkCompanion Pass mechanics: 135,000 Companion Pass qualifying points required in a calendar year, and cardholders get a 10,000-point boost annually just for holding the card, leaving 125,000 additional qualifying points to earn; per Frequent Miler 2025 Complete Guide, points from Southwest credit card spending and from Southwest credit card welcome bonuses both count toward the Companion Pass requirement
- No foreign feesNo foreign transaction fees on purchases made outside the United States (Chase issuer page; Visa card)
Travel & purchase protections
5- Lost luggage reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged, or stolen during a covered trip; NY residents capped at $2,000 per bag and $10,000 per trip
- Baggage delay insurance up to $100 per day for up to 3 days for essential purchases like toiletries and clothing when checked baggage is delayed more than 6 hours
- Purchase protection covers eligible new purchases for 120 days from date of purchase (90 days for NY residents) against damage or theft, up to $500 per item
- Extended warranty protection extends the manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less, up to 4 years total from date of purchase
- Auto rental collision damage waiver: secondary coverage inside the United States and primary outside the United States when you decline the rental company's CDW and charge the rental to the card (per One Mile at a Time Southwest Priority review)
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
How we verified this card (4 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
How to Earn the Bonus
Spend $2,000 in the first 3 months to earn the 60,000 points bonus.
See the Current Offer
Earn 60,000 points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Have a trip in mind?
Start a trip search to see how many points a specific award costs and how this card's welcome bonus and transfer partners help close the gap. Nothing is booked and no availability is checked.