U.S. Bank Business Altitude Power Visa Signature Card vs U.S. Bank Cash+ Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Business Altitude Power Visa Signature Card or U.S. Bank Cash+ Visa Signature Card?

The U.S. Bank Business Altitude Power Visa Signature Card has the bigger bonus, 75,000 Altitude points, worth roughly $750, versus $200 cash back (~$200) on the U.S. Bank Cash+ Visa Signature Card.

Is the U.S. Bank Business Altitude Power Visa Signature Card's $195 annual fee worth it compared to the U.S. Bank Cash+ Visa Signature Card?

At $195/yr, the U.S. Bank Business Altitude Power Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Cash+ Visa Signature Card's, pick the one whose perks you'll actually use.

Can I have both the U.S. Bank Business Altitude Power Visa Signature Card and U.S. Bank Cash+ Visa Signature Card?

Yes, though both are issued by U.S. Bank so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Business Altitude Power Visa Signature Card or the U.S. Bank Cash+ Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 spend in 4 months. U.S. Bank Cash+ Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.