All credit cards
Side-by-side
Target Circle Card Mastercard vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The Target Circle Card Mastercard comes from TD Bank at $0/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,275 more in estimated value) than the Target Circle Card Mastercard's. Get the World of Hyatt Business Credit Card first; revisit the Target Circle Card Mastercard after you've earned that bonus.
| Feature | Target Circle Card Mastercard | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $0 | $199 |
| Sign-up bonus | 75,000 points | |
| Bonus value (est.) | - | $1,275 |
| Min spend to unlock bonus | - | $7,500 in 3 mo |
| Issuer | TD Bank | Chase |
| Card category | cashback | business |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Target Circle Card Mastercard
$0/yr ·
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, Target Circle Card Mastercard or World of Hyatt Business Credit Card?
- The World of Hyatt Business Credit Card has a public bonus (75,000 points, worth roughly $1,275), while the Target Circle Card Mastercard doesn't advertise one right now.
- Is the Target Circle Card Mastercard's $0 annual fee worth it compared to the World of Hyatt Business Credit Card?
- The Target Circle Card Mastercard has no annual fee, so the question is whether the World of Hyatt Business Credit Card's $199 fee is justified by its perks. If you'll use enough of the World of Hyatt Business Credit Card's benefits to clear $199 in value annually, it's worth it; otherwise stick with the Target Circle Card Mastercard.
- Can I have both the Target Circle Card Mastercard and World of Hyatt Business Credit Card?
- Yes, since they're from different issuers (TD Bank and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Target Circle Card Mastercard or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Target Circle Card Mastercard: no published min spend. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.