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World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

Chase Ultimate Rewards
Chase|Business
4.6/5
Annual Fee
$199
Sign-Up Bonus
70,000 points
Bonus Value
$1,176

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$199
Welcome offer
70,000 points
Est. value
$1,176
Best for
Business
1 statement credit you can track below.

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

View Offer

Earn 70,000 Bonus Points after you spend $7,000 on purchases in the first 3 months of account opening.

Benefits and fees last verified May 2026against the issuer's published terms.

Welcome offer, as last checked

70,000 World of Hyatt points once $7,000 of spend posts within your first 3 months. $199 annual fee.

Annual fee
$199
Offer checked: Sep 5, 2026Issuer-verifiedhigh confidence

Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.

Our Take

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Earning Rates

4x
hyatt
2x
top three
1x
other

At a glance

  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k

Important considerations

  • High spend to earn the bonus

    You must spend $7,000 within 3 months to earn the welcome bonus, which can be a stretch for lighter spenders.

Based on this card's terms last verified May 2026.

World of Hyatt Business Credit Card

Chase

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$199 annual feeIssuer check 2026-09-05

70,000 World of Hyatt points once $7,000 of spend posts within your first 3 months. $199 annual fee. (70,000 points, after $7,000 of spend in 3 months, issuer-verified 2026-09-05)

  • High spend to earn the bonus. You must spend $7,000 within 3 months to earn the welcome bonus, which can be a stretch for lighter spenders.

Computed 2026-09-19T01:04:24.383Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

2
  • 4x

    4x points on Hyatt purchases also extends to Mr & Mrs Smith bookings made through World of Hyatt, per the Frequent Miler launch coverage of the card

  • 1x
    everything else

    1 base point per $1 on all other purchases (per Chase issuer product page)

Statement credits

1
  • $100
    Hyatt Statement CreditTwice a year

    $50 statement credit in each half of the cardmember year after spending $50 at Hyatt. $100/year cap.

Perks & memberships

7
  • Authorized usersAbility to gift Discoverist status to up to 5 other people (typically employees), who do not have to be authorized users or cardholders on the account (per Frequent Miler and One Mile at a Time)
  • Status earningEarn 5 World of Hyatt tier-qualifying night credits for every $10,000 in calendar-year purchases on the card, with no annual cap on the number of elite-night credits you can earn through spending (per One Mile at a Time review)
  • MembershipComplimentary Hyatt Leverage corporate-travel program membership with the normal 50-credited-nights-per-year minimum waived for World of Hyatt Business cardholders, granting access to discounted Hyatt corporate rates worldwide (per Frequent Miler launch coverage and One Mile at a Time)
  • No foreign feesNo foreign transaction fees on purchases made outside the United States (per Chase issuer product page; the page is categorized under 'No Foreign Transaction Fee')
  • Authorized usersEmployee cards at no additional cost on the same account, with point earning on every purchase made by the owner or employees flowing to the primary account (per Chase issuer product page)
  • Payment flexibilityChase Pay Over Time for eligible cardmembers to split eligible purchases into fixed monthly payments (per Chase issuer product page Chase Pay Over Time overlay)
  • Card networkVisa-network card (per Chase product page category tagging under Visa); the World of Hyatt Business is issued on the Visa network, so the underlying network-tier protections in the Chase Hyatt Business Guide to Benefits sit on the Visa Business / Visa Signature Business benefit stack
More benefits & fine print (1)Show
  • Eligible quarterly top-three categories: dining; shipping; airline tickets purchased directly with the airline; local transit and commuting; social media and search engine advertising; car rental agencies; gas stations; internet, cable and phone services (per Chase issuer product page, corroborated by The Points Guy and One Mile at a Time)

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

How we verified this card (4 sources)Show

Sources last reviewed May 2026.

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $7,000 in the first 3 months to earn the 70,000 points bonus.

See the Current Offer

Earn 70,000 points

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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