All credit cards
Side-by-side
Target Circle Card Mastercard vs U.S. Bank Cash+ Visa Signature Card
Both are cashback travel cards. The Target Circle Card Mastercard comes from TD Bank at $0/yr; the U.S. Bank Cash+ Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Target Circle Card Mastercard | U.S. Bank Cash+ Visa Signature Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $250 cash back | |
| Bonus value (est.) | - | $250 |
| Min spend to unlock bonus | - | $1,000 in 3 mo |
| Issuer | TD Bank | U.S. Bank |
| Card category | cashback | cashback |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Target Circle Card Mastercard
$0/yr ·
Read the full review
U.S. Bank Cash+ Visa Signature Card
$0/yr · $250 cash back
Editorial take: U.S. Bank Cash+ Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, Target Circle Card Mastercard or U.S. Bank Cash+ Visa Signature Card?
- The U.S. Bank Cash+ Visa Signature Card has a public bonus ($250 cash back, worth roughly $250), while the Target Circle Card Mastercard doesn't advertise one right now.
- Is the Target Circle Card Mastercard's $0 annual fee worth it compared to the U.S. Bank Cash+ Visa Signature Card?
- The Target Circle Card Mastercard has no annual fee, so the question is whether the U.S. Bank Cash+ Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Cash+ Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Target Circle Card Mastercard.
- Can I have both the Target Circle Card Mastercard and U.S. Bank Cash+ Visa Signature Card?
- Yes, since they're from different issuers (TD Bank and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Target Circle Card Mastercard or the U.S. Bank Cash+ Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Target Circle Card Mastercard: no published min spend. U.S. Bank Cash+ Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.