Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Southwest Rapid Rewards Priority vs Free Spirit Travel More World Elite Mastercard

Both are well-respected travel cards. The Southwest Rapid Rewards Priority comes from Chase at $229/yr; the Free Spirit Travel More World Elite Mastercard from Bank of Missouri at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Southwest Rapid Rewards Priority is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the Free Spirit Travel More World Elite Mastercard's. Get the Southwest Rapid Rewards Priority first; revisit the Free Spirit Travel More World Elite Mastercard after you've earned that bonus.

FeatureSouthwest Rapid Rewards PriorityFree Spirit Travel More World Elite Mastercard
Annual fee$229$79
Sign-up bonus60,000 points
Bonus value (est.)$840-
Min spend to unlock bonus$2,000 in 3 mo-
IssuerChaseBank of Missouri
Card categoryairlinecashback
Best earning category (Southwest)4x1x
Transfer partnersNoneNone
Headline benefits
  • 7,500 anniversary points
  • $75 annual travel credit
  • 4 upgraded boardings/year
  • 4x on Southwest
    Read the full review
    Southwest Rapid Rewards Priority
    $229/yr · 60,000 points
    Read the full review
    Free Spirit Travel More World Elite Mastercard
    $79/yr ·

    Editorial take: Southwest Rapid Rewards Priority

    If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.

    Editorial take: Free Spirit Travel More World Elite Mastercard

    Common questions

    Which card has the bigger sign-up bonus, Southwest Rapid Rewards Priority or Free Spirit Travel More World Elite Mastercard?
    The Southwest Rapid Rewards Priority has a public bonus (60,000 points, worth roughly $840), while the Free Spirit Travel More World Elite Mastercard doesn't advertise one right now.
    Is the Southwest Rapid Rewards Priority's $229 annual fee worth it compared to the Free Spirit Travel More World Elite Mastercard?
    At $229/yr, the Southwest Rapid Rewards Priority is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Free Spirit Travel More World Elite Mastercard's, pick the one whose perks you'll actually use.
    Can I have both the Southwest Rapid Rewards Priority and Free Spirit Travel More World Elite Mastercard?
    Yes, since they're from different issuers (Chase and Bank of Missouri) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Southwest Rapid Rewards Priority or the Free Spirit Travel More World Elite Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Priority: $2,000 spend in 3 months. Free Spirit Travel More World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.