Free Spirit Travel More World Elite Mastercard
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferBenefits and fees last verified May 2026against the issuer's published terms.
Important considerations
- Rewards do not transfer to travel partners
Rewards are fixed cash back with no airline or hotel transfer partners, so you cannot convert them into points for premium cabin or outsized award value.
Based on this card's terms last verified May 2026.
Earning rates
4- 3xflights
3X Free Spirit Points per $1 on eligible Spirit Airlines purchases (tickets, bags, seat assignments, onboard purchases, and Spirit Vacations bookings), per the issuer Reward details on the Free Spirit Travel More World Elite Mastercard product page
- 2xdining
2X Free Spirit Points per $1 on eligible dining purchases at restaurants (as determined by merchant category code), per the issuer Reward details on the Free Spirit Travel More World Elite Mastercard product page
- 2xgroceries
2X Free Spirit Points per $1 on eligible grocery store purchases (as determined by merchant category code, excluding Target, Walmart, and warehouse clubs in line with standard issuer grocery MCC carve-outs), per the issuer Reward details on the Free Spirit Travel More World Elite Mastercard product page
- 1xtravel
1X Free Spirit Points per $1 on all other eligible net purchases, per the issuer Reward details on the Free Spirit Travel More World Elite Mastercard product page
Statement credits
1- $100Spirit Companion Flight VoucherYearly
$100 Spirit Companion Flight Voucher each anniversary year after $10,000 spend threshold
Perks & memberships
6- Card network$100 Spirit Companion Flight Voucher each account anniversary year after the cardmember spends a qualifying threshold on the card (typically $10,000 in net purchases per cardmembership year per the most recent Bank of Missouri Reward Rules); voucher is valid for one companion on a paid Spirit-operated itinerary subject to applicable taxes, fees, and Spirit fare-rule restrictions, per the issuer Free Spirit Travel More World Elite Mastercard product page Benefit details
- Elite statusFree Spirit Status Qualifying Points awarded on card spend to accelerate progress toward Free Spirit Silver, Gold, and Platinum Elite tiers in the Free Spirit loyalty program, per the issuer Free Spirit Travel More World Elite Mastercard product page Benefit details and the Free Spirit Elite Status program rules
- Card networkAward travel redemptions through the Free Spirit program with off-peak award pricing starting at low point levels on Spirit-operated flights (subject to availability, government taxes and fees, and Spirit fare-rule restrictions), per the issuer Free Spirit Travel More World Elite Mastercard product page Reward details and the Free Spirit program Terms and Conditions
- Card networkFree Spirit Points earned on the card never expire as long as the cardmember has card activity within the Free Spirit program's activity window (per the Free Spirit program Terms and Conditions referenced from the issuer product page); cardholder activity on the Free Spirit Travel More World Elite Mastercard counts as qualifying account activity to keep points alive
- No foreign feesNo foreign transaction fees on international purchases (0% foreign transaction fee), per the Bank of Missouri Free Spirit Travel More World Elite Mastercard product page Fee Summary and Important Information disclosure
- Card networkWorld Elite Mastercard network tier issued by The Bank of Missouri pursuant to a license from Mastercard International Incorporated, per the issuer Free Spirit Travel More World Elite Mastercard product page Important Information disclosure (the issuer Reward Rules do not enumerate Mastercard-network travel protections; protections that are not explicitly called out by the issuer should not be assumed to apply to this co-brand)
Travel & purchase protections
2- Mastercard ID Theft Protection through the World Elite Mastercard network benefits suite (identity monitoring and resolution services), per the standard Mastercard World Elite Guide to Benefits referenced by the Bank of Missouri product disclosures (network-level benefit that is not card-specific to the Free Spirit co-brand and is administered by Mastercard rather than the issuer)
- $0 Fraud Liability protection on unauthorized transactions through Mastercard Zero Liability, per the Bank of Missouri Free Spirit Travel More World Elite Mastercard product page Benefit details and the standard Mastercard Zero Liability network policy
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
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See the Current Offer
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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