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Side-by-side

Petal 2 Cash Back, No Fees Visa vs Verizon Visa Card

Both are well-respected travel cards. The Petal 2 Cash Back, No Fees Visa comes from Petal at $0/yr; the Verizon Visa Card from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeaturePetal 2 Cash Back, No Fees VisaVerizon Visa Card
Annual fee$0$0
Sign-up bonusNoneUp to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Bonus value (est.)$0$100
Min spend to unlock bonus$0 in 0 mo$1,500 in 3 mo
IssuerPetalSynchrony
Card categorycredit-buildercashback
Best earning category (Select_national_merchants)10x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Petal 2 Cash Back, No Fees Visa
      $0/yr · None
      Read the full review
      Verizon Visa Card
      $0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)

      Editorial take: Petal 2 Cash Back, No Fees Visa

      Editorial take: Verizon Visa Card

      Common questions

      Which card has the bigger sign-up bonus, Petal 2 Cash Back, No Fees Visa or Verizon Visa Card?
      The Verizon Visa Card has the bigger bonus, Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend), worth roughly $100, versus None (~$0) on the Petal 2 Cash Back, No Fees Visa.
      Is the Petal 2 Cash Back, No Fees Visa's $0 annual fee worth it compared to the Verizon Visa Card?
      The Petal 2 Cash Back, No Fees Visa has no annual fee, so the question is whether the Verizon Visa Card's $0 fee is justified by its perks. If you'll use enough of the Verizon Visa Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Petal 2 Cash Back, No Fees Visa.
      Can I have both the Petal 2 Cash Back, No Fees Visa and Verizon Visa Card?
      Yes, since they're from different issuers (Petal and Synchrony) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Petal 2 Cash Back, No Fees Visa or the Verizon Visa Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Petal 2 Cash Back, No Fees Visa: $0 spend in 0 months. Verizon Visa Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.