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Petal 2 Cash Back, No Fees Visa
Petal|Personal
/5
Annual Fee
$0
Sign-Up Bonus
None
Bonus Value
$0
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Is this card worth it?
Annual fee
$0
Welcome offer
None
Est. value
$0
Best for
Credit-Builder
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Earning Rates
1x
everyday purchases base
1.5x
everyday purchases max with on time payments
10x
select national merchants
Earning rates
1- 1.5%
1% to 1.5% cash back on everyday purchases (rate increases with on-time payment history) plus 1% to 10% at select national merchants via Petal Offers
More benefits & fine print (4)ShowHide
- Cash flow underwriting: bank-account history can qualify thin-file applicants without traditional FICO history
- Issued by WebBank; serviced by Tilt Card, Inc. (NMLS #2295169) following Empower Finance's April 2024 acquisition of Petal
- Leap program: eligible cardholders can earn a higher credit limit within 6 months by hitting credit-health milestones
- Reports to all three major credit bureaus (Equifax, Experian, TransUnion) as a revolving credit account
How we verified this card (3 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
See the Current Offer
Earn None
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