Verizon Visa Card
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferWelcome offer (applicants approved on/after 1/7/2026 per verizon.com/financial-services/verizon-visa-card/): receive a $50 statement credit after your first purchase within 90 days of account opening, plus an additional $100 statement credit after $1,500 in qualifying purchases within the first 90 days. Only one offer per account. Account must remain open and in good standing when the statement credit posts (1 to 2 billing cycles after the trigger). The user prompt referenced a $100 statement credit welcome on first Verizon purchase; verify the current public offer on the issuer apply page at apply time, as the offer documented on verizon.com on 2026-05-23 is the $50 + $100 split structure above.
Benefits and fees last verified May 2026against the issuer's published terms.
Earning Rates
Important considerations
- Rewards do not transfer to travel partners
Rewards are fixed cash back with no airline or hotel transfer partners, so you cannot convert them into points for premium cabin or outsized award value.
Based on this card's terms last verified May 2026.
Perks & memberships
1- Card networkVisa Signature card network tier, issued as a Verizon Visa Signature Card, which entitles cardholders to the Visa Signature baseline benefits set by the issuer at the network's discretion (per verizon.com product page title 'Verizon Visa Signature® Card').
Travel & purchase protections
1- $0 fraud liability for unauthorized transactions reported promptly (Visa Zero Liability + Synchrony fraud monitoring on the cardholder account).
More benefits & fine print (13)ShowHide
- 4% rewards on gas station purchases, earned as Verizon Dollars on every qualifying gas purchase, with no rotating categories and no advertised cap (per Verizon Visa Card rewards terms on verizon.com).
- 4% rewards on grocery store purchases, applies to standalone grocery merchants; some superstores and warehouse clubs may not code as grocery (Synchrony follows the merchant category code assigned by the payment network; verify at the merchant for borderline cases like Walmart, Target, Costco).
- 4% rewards on dining purchases, restaurants, fast food, bars, and food delivery merchants that code under the dining MCC (per Verizon Visa Card rewards terms on verizon.com).
- 4% rewards on Verizon store purchases excluding bill payment; accessory, device, and other Verizon retail purchases qualify at 4%, but Verizon wireless bill payment itself is explicitly excluded from the 4% tier (per Verizon Visa Card rewards terms).
- 1% rewards on all other purchases, flat-rate baseline on everything outside the 4% categories (per Verizon Visa Card rewards terms on verizon.com).
- 2% rewards on Verizon products as a separate ongoing benefit (per prompt request), verify the current 2% tier on the issuer apply page; the verizon.com rewards terms documented on 2026-05-23 list only 4% (gas / grocery / dining / Verizon store ex-bill-pay) and 1% (all other), so this 2% tier may be retired or restated. Treat as needs-verification.
- Rewards earn in Verizon Dollars, Verizon's proprietary rewards currency tied to the Verizon Visa Card; 1 Verizon Dollar generally equals $1 (1:1) when applied to your Verizon mobile or Verizon Home Internet bill (verify the current 1:1 ratio and any redemption minimums in the My Verizon app at redemption time).
- Primary redemption: apply Verizon Dollars to your Verizon wireless or Verizon Home Internet monthly bill via the My Verizon app, this is the headline use case and the highest-value redemption for most cardholders.
- Secondary redemptions may include Verizon device purchases, accessories, and select gift cards or merchandise via the My Verizon rewards portal, verify the current redemption menu and per-option redemption ratios in the My Verizon app, as non-bill redemptions often carry worse than 1:1 value.
- Verizon Dollars are not redeemable for cash or cash equivalent, the rewards currency is locked to Verizon-side redemption surfaces (per Verizon Visa Card terms on verizon.com).
- Issued by Synchrony Bank, applications and underwriting are handled by Synchrony, which generally has a more lenient approval model than Chase, Amex, Capital One, or Citi.
- Auto Pay eligibility, paying your Verizon bill from the Verizon Visa Card counts as an eligible Auto Pay funding source (alongside ACH bank draft) for Verizon's myPlan Auto Pay monthly discount, so cardholders can satisfy the Auto Pay requirement on Verizon mobile plans without giving Verizon direct ACH access (per verizon.com plan disclosures referencing 'Auto Pay (ACH or Verizon Visa Card)').
- Foreign transaction fee, verify the current FX fee on the verizon.com Pricing & Terms disclosure; Synchrony co-brands frequently carry a 3% FX assessment, so this card is generally a domestic-spend card rather than a travel card (treat as needs-verification before international use).
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How we verified this card (3 sources)ShowHide
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How to Earn the Bonus
Spend $1,500 in the first 3 months to earn the Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend) bonus.
See the Current Offer
Earn Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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