Navy Federal More Rewards American Express Card vs U.S. Bank Altitude Go Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Navy Federal More Rewards American Express Card or U.S. Bank Altitude Go Visa Signature Card?

The two cards offer comparable sign-up bonuses around $200. Pick based on which earning categories you actually use.

Is the Navy Federal More Rewards American Express Card's $0 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?

The Navy Federal More Rewards American Express Card has no annual fee, so the question is whether the U.S. Bank Altitude Go Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Go Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Navy Federal More Rewards American Express Card.

Can I have both the Navy Federal More Rewards American Express Card and U.S. Bank Altitude Go Visa Signature Card?

Yes, since they're from different issuers (Navy Federal Credit Union and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Navy Federal More Rewards American Express Card or the U.S. Bank Altitude Go Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Navy Federal More Rewards American Express Card: $2,000 spend in 3 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.