U.S. Bank Altitude Go Visa Signature Card

4X Altitude points on dining, takeout, and restaurant delivery on the first $2,000 in combined purchases each quarter (an $8,000 annualized 4X cap that yields up to 32,000 bonus Altitude points or $320 of redemption value per year just from dining; spend beyond the quarterly cap earns the base 1X rate, NOT 2X, per the U.S. Bank Cardmember Agreement footnote which describes the 4X category as 'restaurant, fast-food restaurant and bar purchases' on the first $2,000 per quarter)

2X Altitude points at grocery stores and supermarkets, UNCAPPED (with the explicit carve-out that wholesale clubs and discount stores / supercenters such as Target, Walmart, Sam's Club, Costco, and BJ's are excluded from the 2X grocery category and earn only the base 1X rate per the U.S. Bank Program Rules footnote)

2X Altitude points at gas stations AND electric vehicle (EV) charging stations, UNCAPPED (the EV-charging-station bonus category is rare among no-annual-fee cards and explicitly called out by the issuer; wholesale-club fuel stations, discount-store / supercenter fuel stations, and grocery-store fuel pumps will earn only the base 1X rate, per the U.S. Bank Program Rules)

2X Altitude points on qualifying streaming subscription services, UNCAPPED (per the U.S. Bank issuer product page; qualifying streaming list includes Netflix, Hulu, Apple Music, Apple TV, Amazon Music Unlimited, Amazon Prime Video, AMC+, Disney+, Spotify, Pandora, Sling TV, YouTube TV, ESPN+, fuboTV, and similar, with the official current list maintained in the U.S. Bank Program Rules; bundles that include non-streaming services may not qualify)

1X Altitude points on all other eligible Net Purchases with no cap (per the U.S. Bank Cardmember Agreement; Net Purchases are Purchases minus credits and returns, and exclude cash advances, balance transfers, convenience checks, fees, interest charges, and any ineligible transactions)

Automatic $15 statement credit per 12-month period applied within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming-service purchases, account in good standing.

Altitude Rewards Center redemption options at a fixed 1 cent per Altitude point: redeem for statement credit (deposit to an eligible U.S. Bank deposit account), merchandise, gift cards, travel (booked through the U.S. Bank Altitude travel portal), and charity (charitable redemptions receive a 100% match from U.S. Bank, effectively doubling the redemption value when given to charity, per the U.S. Bank issuer product page)

Real-Time Rewards: Altitude Go cardholders can enroll in Real-Time Rewards, which sends a text after eligible purchases asking whether to redeem accumulated Altitude points immediately to cover that transaction; cardholders reply 'REDEEM' to apply points at 1 cent per point as a statement credit against the purchase, provided they have enough points to cover the entire purchase, per the U.S. Bank issuer product page FAQ

Visa Signature card benefits: the Altitude Go is issued as a Visa Signature product (qualifying applicants), which carries the standard Visa Signature benefit suite including Visa Signature Luxury Hotel Collection (best-rate guarantee, complimentary in-room WiFi, automatic room upgrade upon arrival when available, complimentary continental breakfast for two daily, $25 food / beverage credit, late checkout, VIP guest status), Visa Signature Concierge service (24/7 personal-assistance hotline), and Visa Signature roadside dispatch (pay-per-use roadside assistance, with the service call charged to the cardholder per the Visa Signature Visa Benefits Guide)