Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
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Side-by-side
Marriott Bonvoy Boundless vs Sephora Visa Credit Card
Both are well-respected travel cards. The Marriott Bonvoy Boundless comes from Chase at $95/yr; the Sephora Visa Credit Card from Comenity at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($955 more in estimated value) than the Sephora Visa Credit Card's. Get the Marriott Bonvoy Boundless first; revisit the Sephora Visa Credit Card after you've earned that bonus.
| Feature | Marriott Bonvoy Boundless | Sephora Visa Credit Card |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 4 Free Night Awards | 25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase |
| Bonus value (est.) | $980 | $25 |
| Min spend to unlock bonus | $3,000 in 3 mo | $0 in 0 mo |
| Issuer | Chase | Comenity |
| Card category | hotel | cashback |
| Best earning category (Marriott) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Read the full review
Sephora Visa Credit Card
$0/yr · 25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase
Editorial take: Sephora Visa Credit Card
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Boundless or Sephora Visa Credit Card?
- The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus 25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase (~$25) on the Sephora Visa Credit Card.
- Is the Marriott Bonvoy Boundless's $95 annual fee worth it compared to the Sephora Visa Credit Card?
- At $95/yr, the Marriott Bonvoy Boundless is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sephora Visa Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Boundless and Sephora Visa Credit Card?
- Yes, since they're from different issuers (Chase and Comenity) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Boundless or the Sephora Visa Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Boundless: $3,000 spend in 3 months. Sephora Visa Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.