Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
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Side-by-side
Marriott Bonvoy Boundless vs Petal 2 Cash Back, No Fees Visa
Both are well-respected travel cards. The Marriott Bonvoy Boundless comes from Chase at $95/yr; the Petal 2 Cash Back, No Fees Visa from Petal at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($980 more in estimated value) than the Petal 2 Cash Back, No Fees Visa's. Get the Marriott Bonvoy Boundless first; revisit the Petal 2 Cash Back, No Fees Visa after you've earned that bonus.
| Feature | Marriott Bonvoy Boundless | Petal 2 Cash Back, No Fees Visa |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 4 Free Night Awards | None |
| Bonus value (est.) | $980 | $0 |
| Min spend to unlock bonus | $3,000 in 3 mo | $0 in 0 mo |
| Issuer | Chase | Petal |
| Card category | hotel | credit-builder |
| Best earning category (Marriott) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Read the full review
Petal 2 Cash Back, No Fees Visa
$0/yr · None
Editorial take: Petal 2 Cash Back, No Fees Visa
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Boundless or Petal 2 Cash Back, No Fees Visa?
- The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus None (~$0) on the Petal 2 Cash Back, No Fees Visa.
- Is the Marriott Bonvoy Boundless's $95 annual fee worth it compared to the Petal 2 Cash Back, No Fees Visa?
- At $95/yr, the Marriott Bonvoy Boundless is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Petal 2 Cash Back, No Fees Visa's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Boundless and Petal 2 Cash Back, No Fees Visa?
- Yes, since they're from different issuers (Chase and Petal) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Boundless or the Petal 2 Cash Back, No Fees Visa first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Boundless: $3,000 spend in 3 months. Petal 2 Cash Back, No Fees Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.