Hilton Honors American Express Aspire vs U.S. Bank Business Altitude Power Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Aspire or U.S. Bank Business Altitude Power Visa Signature Card?

The Hilton Honors American Express Aspire has the bigger bonus, 175,000 points, worth roughly $875, versus 75,000 Altitude points (~$750) on the U.S. Bank Business Altitude Power Visa Signature Card.

Is the Hilton Honors American Express Aspire's $550 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?

Premium cards like the Hilton Honors American Express Aspire ($550/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $550+ of those credits, the math works. The U.S. Bank Business Altitude Power Visa Signature Card at $195/yr trades some perks for a lower commitment.

Can I have both the Hilton Honors American Express Aspire and U.S. Bank Business Altitude Power Visa Signature Card?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Hilton Honors American Express Aspire or the U.S. Bank Business Altitude Power Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Aspire: $6,000 spend in 6 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.