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Side-by-side

Delta SkyMiles Gold American Express Card vs U.S. Bank Altitude Go Visa Signature Card

Both are well-respected travel cards. The Delta SkyMiles Gold American Express Card comes from American Express at $150/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Gold American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($760 more in estimated value) than the U.S. Bank Altitude Go Visa Signature Card's. Get the Delta SkyMiles Gold American Express Card first; revisit the U.S. Bank Altitude Go Visa Signature Card after you've earned that bonus.

FeatureDelta SkyMiles Gold American Express CardU.S. Bank Altitude Go Visa Signature Card
Annual fee$150$0
Sign-up bonus80,000 bonus miles20,000 bonus points after $1,000 spend in 90 days
Bonus value (est.)$960$200
Min spend to unlock bonus$3,000 in 6 mo$1,000 in 3 mo
IssuerAmerican ExpressU.S. Bank
Card categoryairlinecashback
Best earning category (Delta)2x1x
Transfer partnersNoneNone
Headline benefits
  • Free first checked bag
  • $200 Delta flight credit
  • Priority boarding
  • 2x on restaurants & groceries
    Read the full review
    Delta SkyMiles Gold American Express Card
    $150/yr · 80,000 bonus miles
    Read the full review
    U.S. Bank Altitude Go Visa Signature Card
    $0/yr · 20,000 bonus points after $1,000 spend in 90 days

    Editorial take: Delta SkyMiles Gold American Express Card

    A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.

    Editorial take: U.S. Bank Altitude Go Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Gold American Express Card or U.S. Bank Altitude Go Visa Signature Card?
    The Delta SkyMiles Gold American Express Card has the bigger bonus, 80,000 bonus miles, worth roughly $960, versus 20,000 bonus points after $1,000 spend in 90 days (~$200) on the U.S. Bank Altitude Go Visa Signature Card.
    Is the Delta SkyMiles Gold American Express Card's $150 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
    At $150/yr, the Delta SkyMiles Gold American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Go Visa Signature Card's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Gold American Express Card and U.S. Bank Altitude Go Visa Signature Card?
    Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Gold American Express Card or the U.S. Bank Altitude Go Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold American Express Card: $3,000 spend in 6 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.