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Side-by-side

Citi Diamond Preferred Card vs Robinhood Gold Card

Both are well-respected travel cards. The Citi Diamond Preferred Card comes from Citi at $0/yr; the Robinhood Gold Card from Robinhood at $50/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCiti Diamond Preferred CardRobinhood Gold Card
Annual fee$0$50
Sign-up bonusNo welcome bonus; product is a 0% intro APR balance-transfer card with no rewards program
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCitiRobinhood
Card categorycashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Citi Diamond Preferred Card
      $0/yr · No welcome bonus; product is a 0% intro APR balance-transfer card with no rewards program
      Read the full review
      Robinhood Gold Card
      $50/yr ·

      Editorial take: Citi Diamond Preferred Card

      Editorial take: Robinhood Gold Card

      Common questions

      Which card has the bigger sign-up bonus, Citi Diamond Preferred Card or Robinhood Gold Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Citi Diamond Preferred Card's $0 annual fee worth it compared to the Robinhood Gold Card?
      The Citi Diamond Preferred Card has no annual fee, so the question is whether the Robinhood Gold Card's $50 fee is justified by its perks. If you'll use enough of the Robinhood Gold Card's benefits to clear $50 in value annually, it's worth it; otherwise stick with the Citi Diamond Preferred Card.
      Can I have both the Citi Diamond Preferred Card and Robinhood Gold Card?
      Yes, since they're from different issuers (Citi and Robinhood) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Citi Diamond Preferred Card or the Robinhood Gold Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Diamond Preferred Card: no published min spend. Robinhood Gold Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.