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Side-by-side

Citi AAdvantage Platinum Select vs Robinhood Gold Card

Both are well-respected travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the Robinhood Gold Card from Robinhood at $50/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the Robinhood Gold Card's. Get the Citi AAdvantage Platinum Select first; revisit the Robinhood Gold Card after you've earned that bonus.

FeatureCiti AAdvantage Platinum SelectRobinhood Gold Card
Annual fee$99$50
Sign-up bonus60,000 miles
Bonus value (est.)$840-
Min spend to unlock bonus$3,500 in 4 mo-
IssuerCitiRobinhood
Card categorytravelcashback
Best earning category (American)2x1x
Transfer partnersNoneNone
Headline benefits
  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free
    Read the full review
    Citi AAdvantage Platinum Select
    $99/yr · 60,000 miles
    Read the full review
    Robinhood Gold Card
    $50/yr ·

    Editorial take: Citi AAdvantage Platinum Select

    The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

    Editorial take: Robinhood Gold Card

    Common questions

    Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or Robinhood Gold Card?
    The Citi AAdvantage Platinum Select has a public bonus (60,000 miles, worth roughly $840), while the Robinhood Gold Card doesn't advertise one right now.
    Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the Robinhood Gold Card?
    At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Robinhood Gold Card's, pick the one whose perks you'll actually use.
    Can I have both the Citi AAdvantage Platinum Select and Robinhood Gold Card?
    Yes, since they're from different issuers (Citi and Robinhood) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Citi AAdvantage Platinum Select or the Robinhood Gold Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. Robinhood Gold Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.