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Citi AAdvantage Platinum Select

Citi ThankYou
Citi|Personal
4/5
Annual Fee
$99
Sign-Up Bonus
80,000 miles
Bonus Value
$1,120

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Is this card worth it?
Annual fee
$99
Welcome offer
80,000 miles
Est. value
$1,120
Best for
Travel
1 statement credit you can track below.

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

View Offer

Earn 80,000 bonus miles after spending $3,500 in the first 4 months. $0 intro annual fee for the first year, then $99.

Benefits and fees last verified May 2026against the issuer's published terms.

Our Take

The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

Earning Rates

2x
american
2x
dining
2x
gas
1x
other

At a glance

  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free

Citi AAdvantage Platinum Select

Citi

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$99 annual feeIssuer check 2026-07-18

No publishable welcome offer (no-current-offer).

Computed 2026-08-25T22:27:10.512Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

4
  • 2x
    flights

    2 AAdvantage miles per $1 spent on eligible American Airlines purchases (tickets, fees, and other items purchased directly from American Airlines and billed by American as merchant of record, including AA.com, AA reservations, and AA airport ticket counters), per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules

  • 2x
    dining

    2 AAdvantage miles per $1 spent at restaurants (Restaurants, Bars, and Fast-Food Restaurants as determined by merchant category code), per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules

  • 1x
    everything else

    1 AAdvantage mile per $1 spent on all other eligible purchases, per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules

  • Loyalty Point earning toward AAdvantage elite status: cardmembers earn 1 AAdvantage Loyalty Point for every 1 AAdvantage mile earned on eligible Citi/AAdvantage Platinum Select purchases, with Loyalty Points counting toward AAdvantage status tiers (AAdvantage Gold at 40,000 Loyalty Points, Platinum at 75,000, Platinum Pro at 125,000, Executive Platinum at 200,000 per the AAdvantage Program); per the issuer Citi/AAdvantage Platinum Select product page and the AAdvantage Program terms

Statement credits

2
  • $125
    American Airlines Flight Discount VoucherYearly

    $125 AA flight discount voucher after spending $20,000+ in eligible purchases during a cardmember year (account must remain open 45 days after year ends).

  • 25% statement credit savings on eligible in-flight food, beverage (including alcoholic beverages where permitted), and Wi-Fi purchases made on American Airlines-operated flights when the Citi/AAdvantage Platinum Select card is used; savings are returned as a statement credit and apply to American-operated flights only, per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement

Perks & memberships

6
  • Airline perkFree first checked bag on domestic American Airlines-operated itineraries for the primary cardmember and up to 4 companions traveling on the same reservation when the cardmember's AAdvantage number is in the reservation; per American's published $40 one-way domestic first checked bag fee this represents up to $400 of value on a five-person roundtrip (per the Citi/AAdvantage Platinum Select product page and American Airlines Free First Checked Bag terms; benefit does not apply to oversized or overweight bags or to flights operated by partner airlines)
  • Airline perkPreferred Boarding on American Airlines-operated flights for the primary cardmember and up to 4 companions traveling on the same reservation when the cardmember's AAdvantage number is in the reservation; cardmembers board in Group 5 ahead of general boarding, per the Citi/AAdvantage Platinum Select product page and The Points Guy review of the card
  • Award discount10% AAdvantage miles rebate: cardmembers receive 10% of their redeemed AAdvantage miles back as a bonus after they redeem miles on American Airlines award flights, up to 10,000 AAdvantage miles rebated per calendar year; rebate is administered by American Airlines based on Citi cardmember status (per the issuer Citi/AAdvantage Platinum Select product page and The Points Guy review)
  • No foreign feesNo foreign transaction fees: foreign purchase transaction fee is 0% per the Cardmember Agreement Schedule of Fees disclosure on the Citi/AAdvantage Platinum Select product page
  • Card networkCiti/AAdvantage Platinum Select is a World Elite Mastercard issued by Citibank, N.A. pursuant to a license from Mastercard International Incorporated, per the Cardmember Agreement and the Citi/AAdvantage Platinum Select product page (Citi markets the card as a World Elite Mastercard but does not enumerate Mastercard network travel protections in its card disclosures; protections not called out by the issuer should not be assumed to apply to this co-brand)
  • Authorized usersAuthorized users at no additional cost: there is no fee to add additional authorized users to the Citi/AAdvantage Platinum Select account, and authorized-user purchases earn AAdvantage miles into the primary cardmember's AAdvantage account at the same earning rates per the Cardmember Agreement

Travel & purchase protections

1
  • $0 liability for unauthorized charges: cardmembers are not responsible for unauthorized purchases made on the account, per Citi's Identity Theft Solutions and the Citi/AAdvantage Platinum Select product page
More benefits & fine print (1)Show
  • AAdvantage miles earned on the card post directly to the cardmember's American Airlines AAdvantage account and never expire as long as the cardmember has AAdvantage account activity (any earning or redemption) at least once every 24 months, per the AAdvantage Program terms referenced by the Citi/AAdvantage Platinum Select product page

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

How we verified this card (2 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $3,500 in the first 4 months to earn the 80,000 miles bonus.

See the Current Offer

Earn 80,000 miles

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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