Citi AAdvantage Platinum Select

Earning Rates

Key Benefits

• Free checked bag
• Priority boarding
• 2x on AA + dining + gas
• First year free

All Benefits

• Welcome offer of 50,000 American Airlines AAdvantage bonus miles after spending $2,500 in eligible purchases within the first 3 months of account opening (offer values have ranged from 50,000 to 60,000 miles depending on the cycle, with 60,000-mile elevated promotions periodically run by Citi); at TPG's valuation of 1.65 cents per AAdvantage mile this represents roughly $825 to $990 of redemption value (per the Citi/AAdvantage Platinum Select World Elite Mastercard product page issued by Citi and The Points Guy review of the card)
• $99 annual fee, waived for the first 12 months on most public offers, per the issuer Citi/AAdvantage Platinum Select World Elite Mastercard product page and the Cardmember Agreement Schedule of Fees disclosure (annual fee is charged to the account on the first billing statement after account opening once the first-year waiver expires)
• 2 AAdvantage miles per $1 spent on eligible American Airlines purchases (tickets, fees, and other items purchased directly from American Airlines and billed by American as merchant of record, including AA.com, AA reservations, and AA airport ticket counters), per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules
• 2 AAdvantage miles per $1 spent at restaurants (Restaurants, Bars, and Fast-Food Restaurants as determined by merchant category code), per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules
• 2 AAdvantage miles per $1 spent at gas stations (merchants classified by merchant category code as gas stations; warehouse clubs, supermarkets, and superstores that sell gas are not included), per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules
• 1 AAdvantage mile per $1 spent on all other eligible purchases, per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Reward Rules
• Free first checked bag on domestic American Airlines-operated itineraries for the primary cardmember and up to 4 companions traveling on the same reservation when the cardmember's AAdvantage number is in the reservation; per American's published $40 one-way domestic first checked bag fee this represents up to $400 of value on a five-person roundtrip (per the Citi/AAdvantage Platinum Select product page and American Airlines Free First Checked Bag terms; benefit does not apply to oversized or overweight bags or to flights operated by partner airlines)
• Preferred Boarding on American Airlines-operated flights for the primary cardmember and up to 4 companions traveling on the same reservation when the cardmember's AAdvantage number is in the reservation; cardmembers board in Group 5 ahead of general boarding, per the Citi/AAdvantage Platinum Select product page and The Points Guy review of the card
• 25% statement credit savings on eligible in-flight food, beverage (including alcoholic beverages where permitted), and Wi-Fi purchases made on American Airlines-operated flights when the Citi/AAdvantage Platinum Select card is used; savings are returned as a statement credit and apply to American-operated flights only, per the issuer Citi/AAdvantage Platinum Select product page and the Cardmember Agreement
• $125 American Airlines flight discount voucher after spending $20,000 or more in eligible purchases during a cardmember year and keeping the account open for 45 days after the cardmember year ends; voucher is delivered electronically and redeemable for American Airlines flights through AA.com or American Airlines reservations subject to voucher terms (per the Citi/AAdvantage Platinum Select product page and the Cardmember Agreement)
• 10% AAdvantage miles rebate: cardmembers receive 10% of their redeemed AAdvantage miles back as a bonus after they redeem miles on American Airlines award flights, up to 10,000 AAdvantage miles rebated per calendar year; rebate is administered by American Airlines based on Citi cardmember status (per the issuer Citi/AAdvantage Platinum Select product page and The Points Guy review)
• No foreign transaction fees: foreign purchase transaction fee is 0% per the Cardmember Agreement Schedule of Fees disclosure on the Citi/AAdvantage Platinum Select product page
• AAdvantage miles earned on the card post directly to the cardmember's American Airlines AAdvantage account and never expire as long as the cardmember has AAdvantage account activity (any earning or redemption) at least once every 24 months, per the AAdvantage Program terms referenced by the Citi/AAdvantage Platinum Select product page
• Citi/AAdvantage Platinum Select is a World Elite Mastercard issued by Citibank, N.A. pursuant to a license from Mastercard International Incorporated, per the Cardmember Agreement and the Citi/AAdvantage Platinum Select product page (Citi markets the card as a World Elite Mastercard but does not enumerate Mastercard network travel protections in its card disclosures; protections not called out by the issuer should not be assumed to apply to this co-brand)
• Authorized users at no additional cost: there is no fee to add additional authorized users to the Citi/AAdvantage Platinum Select account, and authorized-user purchases earn AAdvantage miles into the primary cardmember's AAdvantage account at the same earning rates per the Cardmember Agreement
• $0 liability for unauthorized charges: cardmembers are not responsible for unauthorized purchases made on the account, per Citi's Identity Theft Solutions and the Citi/AAdvantage Platinum Select product page
• Airport lounge access (Admirals Club or third-party lounge network membership): Not Offered (the Citi/AAdvantage Platinum Select product page does not list any complimentary Admirals Club membership, Admirals Club day passes, Priority Pass membership, or other lounge access benefit; Admirals Club access is a perk of the higher-tier Citi/AAdvantage Executive World Elite Mastercard, not the Platinum Select tier, per The Points Guy review)
• Global Entry or TSA PreCheck application fee credit: Not Offered (the Citi/AAdvantage Platinum Select product page does not list a Global Entry, TSA PreCheck, or NEXUS application fee statement credit; this benefit is reserved for the higher-tier Citi/AAdvantage Executive World Elite Mastercard per The Points Guy review and NerdWallet's coverage of the AAdvantage card lineup)
• Companion certificate or annual companion ticket: Not Offered on the Citi/AAdvantage Platinum Select (the issuer Citi product page does not advertise an annual companion certificate; companion certificate benefits are associated with other co-brands and the AAdvantage Business card lineup, not the personal Platinum Select tier per The Points Guy and NerdWallet coverage)
• Cell phone protection: Not Offered as called out by the issuer (the Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Benefits disclosures do not list cell phone protection; while Citi added cell phone protection to several other co-brands and proprietary cards, it has not elected to include cell phone protection on the Citi/AAdvantage Platinum Select per The Points Guy review)
• Trip cancellation, trip interruption, or trip delay insurance: Not Offered as called out by the issuer (the Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Benefits disclosures do not list trip cancellation, interruption, or delay insurance among the card's benefits; Citi discontinued most travel insurance benefits on its consumer cards in 2019, and this card is not an exception per The Points Guy and NerdWallet)
• Baggage delay or lost luggage reimbursement: Not Offered as called out by the issuer (the Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Benefits disclosures do not list baggage delay or lost luggage insurance; this benefit is not offered on Citi/AAdvantage Platinum Select per The Points Guy and NerdWallet)
• Primary auto rental collision damage waiver: Not Offered as called out by the issuer (the Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Benefits disclosures do not list primary or secondary auto rental collision damage waiver; Citi discontinued its auto rental insurance benefit on consumer cards in 2019 per The Points Guy and NerdWallet coverage)
• Purchase protection or extended warranty: Not Offered as called out by the issuer (the Citi/AAdvantage Platinum Select product page and the Cardmember Agreement Benefits disclosures do not list purchase protection or extended warranty among the card's benefits; Citi discontinued these benefits on most consumer cards in 2019 per The Points Guy and NerdWallet)
• Concierge service: Not Offered as called out by the issuer (the Citi/AAdvantage Platinum Select product page does not advertise a complimentary concierge service; while World Elite Mastercard is the network tier and includes Mastercard Concierge as a network-optional benefit, Citi has not elected to call this out on the Citi/AAdvantage Platinum Select per The Points Guy review)
• Transfer partners outside the AAdvantage ecosystem: Not Offered (the Citi/AAdvantage Platinum Select earns AAdvantage miles that go directly to the cardmember's American Airlines AAdvantage account; there are no Citi ThankYou Rewards, Chase Ultimate Rewards, Amex Membership Rewards, or Capital One Miles transfer options on this co-brand product per the issuer Reward Rules)
• Loyalty Point earning toward AAdvantage elite status: cardmembers earn 1 AAdvantage Loyalty Point for every 1 AAdvantage mile earned on eligible Citi/AAdvantage Platinum Select purchases, with Loyalty Points counting toward AAdvantage status tiers (AAdvantage Gold at 40,000 Loyalty Points, Platinum at 75,000, Platinum Pro at 125,000, Executive Platinum at 200,000 per the AAdvantage Program); per the issuer Citi/AAdvantage Platinum Select product page and the AAdvantage Program terms
• Elite-night credits, complimentary hotel status, or rental car elite status: Not Offered (the Citi/AAdvantage Platinum Select product page lists no complimentary hotel elite status, no rental car elite status, and no elite-night credits among the card's benefits per The Points Guy and NerdWallet coverage)