Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
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Side-by-side
Citi AAdvantage Platinum Select vs Hilton Honors American Express Aspire
Both are well-respected travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Citi AAdvantage Platinum Select | Hilton Honors American Express Aspire |
|---|---|---|
| Annual fee | $99 | $550 |
| Sign-up bonus | 60,000 miles | 175,000 points |
| Bonus value (est.) | $840 | $875 |
| Min spend to unlock bonus | $3,500 in 4 mo | $6,000 in 6 mo |
| Issuer | Citi | American Express |
| Card category | travel | hotel |
| Best earning category (American) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Read the full review
Hilton Honors American Express Aspire
$550/yr · 175,000 points
Editorial take: Hilton Honors American Express Aspire
Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.
Common questions
- Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or Hilton Honors American Express Aspire?
- The Hilton Honors American Express Aspire has the bigger bonus, 175,000 points, worth roughly $875, versus 60,000 miles (~$840) on the Citi AAdvantage Platinum Select.
- Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the Hilton Honors American Express Aspire?
- At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hilton Honors American Express Aspire's, pick the one whose perks you'll actually use.
- Can I have both the Citi AAdvantage Platinum Select and Hilton Honors American Express Aspire?
- Yes, since they're from different issuers (Citi and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi AAdvantage Platinum Select or the Hilton Honors American Express Aspire first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.