Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Citi AAdvantage Platinum Select vs Costco Anywhere Visa Business Card by Citi

Both are well-respected travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the Costco Anywhere Visa Business Card by Citi's. Get the Citi AAdvantage Platinum Select first; revisit the Costco Anywhere Visa Business Card by Citi after you've earned that bonus.

FeatureCiti AAdvantage Platinum SelectCostco Anywhere Visa Business Card by Citi
Annual fee$99$0
Sign-up bonus60,000 milesNo current public welcome offer
Bonus value (est.)$840-
Min spend to unlock bonus$3,500 in 4 mo-
IssuerCitiCiti
Card categorytravel
Best earning category (American)2x1x
Transfer partnersNoneNone
Headline benefits
  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free
    Read the full review
    Citi AAdvantage Platinum Select
    $99/yr · 60,000 miles
    Read the full review
    Costco Anywhere Visa Business Card by Citi
    $0/yr · No current public welcome offer

    Editorial take: Citi AAdvantage Platinum Select

    The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

    Editorial take: Costco Anywhere Visa Business Card by Citi

    Common questions

    Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or Costco Anywhere Visa Business Card by Citi?
    The Citi AAdvantage Platinum Select has a public bonus (60,000 miles, worth roughly $840), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
    Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
    At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Business Card by Citi's, pick the one whose perks you'll actually use.
    Can I have both the Citi AAdvantage Platinum Select and Costco Anywhere Visa Business Card by Citi?
    Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Citi AAdvantage Platinum Select or the Costco Anywhere Visa Business Card by Citi first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.