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American Airlines AAdvantage MileUp Card vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the American Airlines AAdvantage MileUp Card's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the American Airlines AAdvantage MileUp Card after you've earned that bonus.

FeatureAmerican Airlines AAdvantage MileUp CardU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$0$195
Sign-up bonusNot advertised75,000 Altitude points
Bonus value (est.)-$750
Min spend to unlock bonus-$10,000 in 4 mo
IssuerCitiU.S. Bank
Card categorytravel
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      American Airlines AAdvantage MileUp Card
      $0/yr ·
      Read the full review
      U.S. Bank Business Altitude Power Visa Signature Card
      $195/yr · 75,000 Altitude points

      Editorial take: American Airlines AAdvantage MileUp Card

      Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or U.S. Bank Business Altitude Power Visa Signature Card?
      The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the American Airlines AAdvantage MileUp Card doesn't advertise one right now.
      Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
      The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the U.S. Bank Business Altitude Power Visa Signature Card's $195 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Altitude Power Visa Signature Card's benefits to clear $195 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
      Can I have both the American Airlines AAdvantage MileUp Card and U.S. Bank Business Altitude Power Visa Signature Card?
      Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the American Airlines AAdvantage MileUp Card or the U.S. Bank Business Altitude Power Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: no published min spend. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.