American Airlines AAdvantage MileUp Card
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferEarn 15,000 AAdvantage bonus miles after $500 in purchases within the first 3 months of account opening. $0 annual fee.
Benefits and fees last verified May 2026against the issuer's published terms.
Earning Rates
Important considerations
- Charges foreign transaction fees
This card adds a foreign transaction fee on purchases made outside the United States, so it is a poor fit for spending abroad. Carry a no foreign transaction fee card for international trips.
Based on this card's terms last verified May 2026.
Earning rates
3- 2xflights
2 AAdvantage miles per $1 spent on eligible American Airlines purchases (tickets, fees, and other items purchased directly from American Airlines and billed by American as merchant of record, including AA.com, AA reservations, and American Airlines airport ticket counters), per the issuer Citi/AAdvantage MileUp product page and the Cardmember Agreement Reward Rules
- 1xeverything else
1 AAdvantage mile per $1 spent on all other eligible purchases, per the issuer Citi/AAdvantage MileUp product page and the Cardmember Agreement Reward Rules
Loyalty Point earning toward AAdvantage elite status: cardmembers earn 1 AAdvantage Loyalty Point for every 1 AAdvantage mile earned on eligible Citi/AAdvantage MileUp purchases, with Loyalty Points counting toward AAdvantage status tiers (AAdvantage Gold at 40,000 Loyalty Points, Platinum at 75,000, Platinum Pro at 125,000, Executive Platinum at 200,000 per the AAdvantage Program), per the issuer Citi/AAdvantage MileUp product page and the AAdvantage Program terms
Perks & memberships
3- Card networkCiti/AAdvantage MileUp is a Mastercard issued by Citibank, N.A. pursuant to a license from Mastercard International Incorporated, per the Cardmember Agreement and the Citi/AAdvantage MileUp product page (issued on the standard Mastercard network tier, not World Elite Mastercard like the Citi/AAdvantage Platinum Select)
- Authorized usersAuthorized users at no additional cost: there is no fee to add additional authorized users to the Citi/AAdvantage MileUp account, and authorized-user purchases earn AAdvantage miles into the primary cardmember's AAdvantage account at the same earning rates per the Cardmember Agreement
- ExperiencesCiti Entertainment access: cardmembers receive special access to purchase tickets to thousands of events, including presale tickets and exclusive cardmember experiences for concerts, sporting events, dining experiences, and family activities, per the Citi/AAdvantage MileUp product page and Citi Entertainment program terms
Travel & purchase protections
1- $0 liability for unauthorized charges: cardmembers are not responsible for unauthorized purchases made on the account, per Citi's Identity Theft Solutions and the Citi/AAdvantage MileUp product page
More benefits & fine print (2)ShowHide
- AAdvantage miles earned on the card post directly to the cardmember's American Airlines AAdvantage account and never expire as long as the cardmember has AAdvantage account activity (any earning or redemption) at least once every 24 months, per the AAdvantage Program terms referenced by the Citi/AAdvantage MileUp product page
- Foreign transaction fee of 3% of each transaction in U.S. dollars on all purchases made outside the United States, per the Cardmember Agreement Schedule of Fees disclosure on the Citi/AAdvantage MileUp product page (this is a meaningful drawback for international travelers and a key differentiator versus the Citi/AAdvantage Platinum Select and Citi/AAdvantage Executive tiers, which both waive foreign transaction fees per The Points Guy and NerdWallet coverage of the AAdvantage card lineup)
Before you decide, weigh alternatives
This is already one of the lower-fee cards in its category. Compare it side by side to confirm it is the right fit for how you spend.
How we verified this card (2 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
How to Earn the Bonus
Spend $500 in the first 3 months to earn the 15,000 miles bonus.
See the Current Offer
Earn 15,000 miles
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Have a trip in mind?
Start a trip search to see how many points a specific award costs and how this card's welcome bonus and transfer partners help close the gap. Nothing is booked and no availability is checked.