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Side-by-side

American Airlines AAdvantage MileUp Card vs Free Spirit Travel More World Elite Mastercard

Both are well-respected travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the Free Spirit Travel More World Elite Mastercard from Bank of Missouri at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmerican Airlines AAdvantage MileUp CardFree Spirit Travel More World Elite Mastercard
Annual fee$0$79
Sign-up bonusNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCitiBank of Missouri
Card categorytravelcashback
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      American Airlines AAdvantage MileUp Card
      $0/yr ·
      Read the full review
      Free Spirit Travel More World Elite Mastercard
      $79/yr ·

      Editorial take: American Airlines AAdvantage MileUp Card

      Editorial take: Free Spirit Travel More World Elite Mastercard

      Common questions

      Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or Free Spirit Travel More World Elite Mastercard?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the Free Spirit Travel More World Elite Mastercard?
      The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the Free Spirit Travel More World Elite Mastercard's $79 fee is justified by its perks. If you'll use enough of the Free Spirit Travel More World Elite Mastercard's benefits to clear $79 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
      Can I have both the American Airlines AAdvantage MileUp Card and Free Spirit Travel More World Elite Mastercard?
      Yes, since they're from different issuers (Citi and Bank of Missouri) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the American Airlines AAdvantage MileUp Card or the Free Spirit Travel More World Elite Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: no published min spend. Free Spirit Travel More World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.