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American Airlines AAdvantage MileUp Card vs Citi AAdvantage Platinum Select

Both are travel travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Citi and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Citi AAdvantage Platinum Select costs $99 more per year, only worth it if you'll actually use the upgraded perks.

FeatureAmerican Airlines AAdvantage MileUp CardCiti AAdvantage Platinum Select
Annual fee$0$99
Sign-up bonusNot advertised60,000 miles
Bonus value (est.)-$840
Min spend to unlock bonus-$3,500 in 4 mo
IssuerCitiCiti
Card categorytraveltravel
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
    • Free checked bag
    • Priority boarding
    • 2x on AA + dining + gas
    • First year free
    Read the full review
    American Airlines AAdvantage MileUp Card
    $0/yr ·
    Read the full review
    Citi AAdvantage Platinum Select
    $99/yr · 60,000 miles

    Editorial take: American Airlines AAdvantage MileUp Card

    Editorial take: Citi AAdvantage Platinum Select

    The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

    Common questions

    Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or Citi AAdvantage Platinum Select?
    The Citi AAdvantage Platinum Select has a public bonus (60,000 miles, worth roughly $840), while the American Airlines AAdvantage MileUp Card doesn't advertise one right now.
    Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the Citi AAdvantage Platinum Select?
    The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the Citi AAdvantage Platinum Select's $99 fee is justified by its perks. If you'll use enough of the Citi AAdvantage Platinum Select's benefits to clear $99 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
    Can I have both the American Airlines AAdvantage MileUp Card and Citi AAdvantage Platinum Select?
    Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Airlines AAdvantage MileUp Card or the Citi AAdvantage Platinum Select first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: no published min spend. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.