Editorial take: World of Hyatt Credit Card
The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.
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Side-by-side
World of Hyatt Credit Card vs Citi AAdvantage Platinum Select
Both are well-respected travel cards. The World of Hyatt Credit Card comes from Chase at $95/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | World of Hyatt Credit Card | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $95 | $99 |
| Sign-up bonus | Up to 60,000 Bonus Points | 60,000 miles |
| Bonus value (est.) | $1,020 | $840 |
| Min spend to unlock bonus | - | $3,500 in 4 mo |
| Issuer | Chase | Citi |
| Card category | hotel | travel |
| Best earning category (Dining) | 2x | 2x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, World of Hyatt Credit Card or Citi AAdvantage Platinum Select?
- The World of Hyatt Credit Card has the bigger bonus, Up to 60,000 Bonus Points, worth roughly $1,020, versus 60,000 miles (~$840) on the Citi AAdvantage Platinum Select.
- Is the World of Hyatt Credit Card's $95 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- At $95/yr, the World of Hyatt Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
- Can I have both the World of Hyatt Credit Card and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the World of Hyatt Credit Card or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. World of Hyatt Credit Card: no published min spend. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.